Avanza Bank Holding AB (publ) (AZA) — Financial Flexibility Index

Latest as of December 2025: 0.02x

Avanza Bank Holding AB (publ) (AZA) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of Skr8.18 Billion (operating CF Skr8.16 Billion minus capex Skr20.00 Million) represents 0% of total liabilities (Skr409.12 Billion). Also explore Avanza Bank Holding AB (publ) (AZA) net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

Skr8.18 Billion
Operating CF − Capex

Total Liabilities

Skr409.12 Billion
SEK

Capital Expenditures

Skr20.00 Million
SEK

Avanza Bank Holding AB (publ) Financial Flexibility Index (2002–2025)

Historical Financial Flexibility Index trend for Avanza Bank Holding AB (publ) across 24 annual periods. Check asset allocation strategy of Avanza Bank Holding AB (publ) to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Avanza Bank Holding AB (publ) (2002–2025)

Year-by-year free cash flow to debt coverage for Avanza Bank Holding AB (publ). For the full company profile including market capitalisation, see market cap of Avanza Bank Holding AB (publ).

Year Flexibility Index Free Cash Flow (SEK) Operating CF Total Liabilities YoY Change
2025 0.08x Skr31.79 Billion Skr31.72 Billion Skr409.12 Billion ▲ +549.6%
2024 0.01x Skr4.04 Billion Skr3.99 Billion Skr337.29 Billion ▼ -61.8%
2023 0.03x Skr8.67 Billion Skr8.64 Billion Skr276.62 Billion ▼ -3.8%
2022 0.03x Skr7.69 Billion Skr7.65 Billion Skr236.14 Billion ▲ +95.0%
2021 0.02x Skr4.58 Billion Skr4.53 Billion Skr274.38 Billion ▼ -51.6%
2020 0.03x Skr6.95 Billion Skr6.89 Billion Skr201.60 Billion ▲ +137.1%
2019 0.01x Skr2.24 Billion Skr2.23 Billion Skr154.00 Billion ▼ -64.4%
2018 0.04x Skr4.92 Billion Skr4.89 Billion Skr120.49 Billion ▲ +163.1%
2017 0.02x Skr1.78 Billion Skr1.73 Billion Skr114.69 Billion ▲ +20.4%
2016 0.01x Skr1.28 Billion Skr1.25 Billion Skr99.31 Billion ▼ -71.1%
2015 0.04x Skr3.91 Billion Skr3.88 Billion Skr87.50 Billion ▲ +100.9%
2014 0.02x Skr1.48 Billion Skr1.47 Billion Skr66.48 Billion ▼ -13.5%
2013 0.03x Skr1.44 Billion Skr1.43 Billion Skr55.84 Billion ▲ +342.6%
2012 -0.01x Skr-470.00 Million Skr-473.00 Million Skr44.38 Billion ▼ -115.7%
2011 0.07x Skr2.61 Billion Skr2.59 Billion Skr38.71 Billion ▲ +149.0%
2010 0.03x Skr1.07 Billion Skr1.05 Billion Skr39.43 Billion ▲ +176.2%
2009 -0.04x Skr-962.00 Million Skr-966.00 Million Skr27.10 Billion ▼ -121.0%
2008 0.17x Skr2.53 Billion Skr2.52 Billion Skr14.97 Billion ▲ +57.2%
2007 0.11x Skr1.49 Billion Skr1.48 Billion Skr13.88 Billion ▼ -59.0%
2006 0.26x Skr2.16 Billion Skr2.15 Billion Skr8.23 Billion ▲ +210.4%
2005 0.08x Skr350.89 Million Skr345.95 Million Skr4.15 Billion ▲ +182.8%
2004 -0.10x Skr-146.14 Million Skr-151.81 Million Skr1.43 Billion ▼ -166.4%
2003 0.15x Skr176.47 Million Skr169.83 Million Skr1.15 Billion ▼ -31.4%
2002 0.22x Skr159.51 Million Skr158.21 Million Skr712.22 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities