Avanza Bank Holding AB (publ) (AZA) — Financial Flexibility Index
Avanza Bank Holding AB (publ) (AZA) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of Skr8.18 Billion (operating CF Skr8.16 Billion minus capex Skr20.00 Million) represents 0% of total liabilities (Skr409.12 Billion). Check Avanza Bank Holding AB (publ) (AZA) strategic asset index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Avanza Bank Holding AB (publ) Financial Flexibility Index (2002–2025)
Historical Financial Flexibility Index trend for Avanza Bank Holding AB (publ) across 24 annual periods. See Avanza Bank Holding AB (publ) (AZA) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Avanza Bank Holding AB (publ) (2002–2025)
Year-by-year free cash flow to debt coverage for Avanza Bank Holding AB (publ). For the full company profile including market capitalisation, see Avanza Bank Holding AB (publ) (AZA) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (SEK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.08x | Skr31.79 Billion | Skr31.72 Billion | Skr409.12 Billion | ▲ +549.6% |
| 2024 | 0.01x | Skr4.04 Billion | Skr3.99 Billion | Skr337.29 Billion | ▼ -61.8% |
| 2023 | 0.03x | Skr8.67 Billion | Skr8.64 Billion | Skr276.62 Billion | ▼ -3.8% |
| 2022 | 0.03x | Skr7.69 Billion | Skr7.65 Billion | Skr236.14 Billion | ▲ +95.0% |
| 2021 | 0.02x | Skr4.58 Billion | Skr4.53 Billion | Skr274.38 Billion | ▼ -51.6% |
| 2020 | 0.03x | Skr6.95 Billion | Skr6.89 Billion | Skr201.60 Billion | ▲ +137.1% |
| 2019 | 0.01x | Skr2.24 Billion | Skr2.23 Billion | Skr154.00 Billion | ▼ -64.4% |
| 2018 | 0.04x | Skr4.92 Billion | Skr4.89 Billion | Skr120.49 Billion | ▲ +163.1% |
| 2017 | 0.02x | Skr1.78 Billion | Skr1.73 Billion | Skr114.69 Billion | ▲ +20.4% |
| 2016 | 0.01x | Skr1.28 Billion | Skr1.25 Billion | Skr99.31 Billion | ▼ -71.1% |
| 2015 | 0.04x | Skr3.91 Billion | Skr3.88 Billion | Skr87.50 Billion | ▲ +100.9% |
| 2014 | 0.02x | Skr1.48 Billion | Skr1.47 Billion | Skr66.48 Billion | ▼ -13.5% |
| 2013 | 0.03x | Skr1.44 Billion | Skr1.43 Billion | Skr55.84 Billion | ▲ +342.6% |
| 2012 | -0.01x | Skr-470.00 Million | Skr-473.00 Million | Skr44.38 Billion | ▼ -115.7% |
| 2011 | 0.07x | Skr2.61 Billion | Skr2.59 Billion | Skr38.71 Billion | ▲ +149.0% |
| 2010 | 0.03x | Skr1.07 Billion | Skr1.05 Billion | Skr39.43 Billion | ▲ +176.2% |
| 2009 | -0.04x | Skr-962.00 Million | Skr-966.00 Million | Skr27.10 Billion | ▼ -121.0% |
| 2008 | 0.17x | Skr2.53 Billion | Skr2.52 Billion | Skr14.97 Billion | ▲ +57.2% |
| 2007 | 0.11x | Skr1.49 Billion | Skr1.48 Billion | Skr13.88 Billion | ▼ -59.0% |
| 2006 | 0.26x | Skr2.16 Billion | Skr2.15 Billion | Skr8.23 Billion | ▲ +210.4% |
| 2005 | 0.08x | Skr350.89 Million | Skr345.95 Million | Skr4.15 Billion | ▲ +182.8% |
| 2004 | -0.10x | Skr-146.14 Million | Skr-151.81 Million | Skr1.43 Billion | ▼ -166.4% |
| 2003 | 0.15x | Skr176.47 Million | Skr169.83 Million | Skr1.15 Billion | ▼ -31.4% |
| 2002 | 0.22x | Skr159.51 Million | Skr158.21 Million | Skr712.22 Million | — |