Ayalon Holdings Ltd (AYAL) — Cash Flow Quality Index

Latest as of March 2026: -0.23x

Ayalon Holdings Ltd (AYAL) has a Cash Flow Quality Index of -0.23x as of March 2026. Operating cash flow of ILA-18.92 Million is below net income of ILA81.49 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Ayalon Holdings Ltd (AYAL) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-0.23x
Operating CF / Net Income

Operating Cash Flow

ILA-18.92 Million
ILA

Net Income

ILA81.49 Million
ILA

Data as of

Mar 2026
Most recent filing

Ayalon Holdings Ltd Cash Flow Quality Index (2007–2025)

Historical Cash Flow Quality Index for Ayalon Holdings Ltd across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Ayalon Holdings Ltd operating cash flow efficiency.

Annual Cash Flow Quality Index for Ayalon Holdings Ltd (2007–2025)

Year-by-year earnings quality comparison for Ayalon Holdings Ltd.

Year Quality Index Operating CF (ILA) Net Income YoY Change
2025 0.73x ILA309.67 Million ILA426.08 Million ▼ -49.8%
2024 1.45x ILA208.64 Million ILA144.13 Million ▲ +262.5%
2023 -0.89x ILA-65.06 Million ILA73.04 Million ▼ -146.7%
2022 1.91x ILA335.35 Million ILA175.75 Million ▲ +981.2%
2019 -0.22x ILA-4.70 Million ILA21.69 Million ▲ +92.3%
2018 -2.80x ILA-119.44 Million ILA42.69 Million ▲ +67.7%
2015 -8.65x ILA-249.51 Million ILA28.85 Million ▼ -1027.8%
2014 0.93x ILA58.37 Million ILA62.61 Million ▼ -93.1%
2013 13.54x ILA610.76 Million ILA45.12 Million ▼ -67.7%
2012 41.85x ILA125.08 Million ILA2.99 Million ▲ +5411.8%
2010 -0.79x ILA-29.97 Million ILA38.04 Million ▼ -121.4%
2009 3.68x ILA211.38 Million ILA57.48 Million ▲ +209.7%
2007 -3.35x ILA-232.28 Million ILA69.31 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.