Bank Hapoalim (POLI) — Cash Flow Quality Index
Bank Hapoalim (POLI) has a Cash Flow Quality Index of -1.05x as of December 2025. Operating cash flow of ILA-2.17 Billion is below net income of ILA2.08 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore POLI long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank Hapoalim Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for Bank Hapoalim across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Bank Hapoalim tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Bank Hapoalim (2004–2025)
Year-by-year earnings quality comparison for Bank Hapoalim. For live market cap and the full company financial profile, see POLI market cap overview.
| Year | Quality Index | Operating CF (ILA) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.89x | ILA18.57 Billion | ILA9.80 Billion | ▲ +47.2% |
| 2024 | 1.29x | ILA9.83 Billion | ILA7.63 Billion | ▲ +2268.4% |
| 2023 | -0.06x | ILA-437.00 Million | ILA7.36 Billion | ▼ -393.9% |
| 2022 | 0.02x | ILA132.00 Million | ILA6.53 Billion | ▼ -98.1% |
| 2021 | 1.06x | ILA5.18 Billion | ILA4.90 Billion | ▼ -22.9% |
| 2020 | 1.37x | ILA2.80 Billion | ILA2.04 Billion | ▼ -67.3% |
| 2019 | 4.20x | ILA7.48 Billion | ILA1.78 Billion | ▲ +1489.8% |
| 2018 | -0.30x | ILA-775.00 Million | ILA2.57 Billion | ▼ -104.0% |
| 2017 | 7.51x | ILA19.75 Billion | ILA2.63 Billion | ▲ +2.7% |
| 2016 | 7.31x | ILA19.13 Billion | ILA2.62 Billion | ▲ +82.4% |
| 2015 | 4.01x | ILA12.10 Billion | ILA3.02 Billion | ▲ +452.4% |
| 2014 | 0.73x | ILA1.99 Billion | ILA2.74 Billion | ▼ -59.0% |
| 2013 | 1.77x | ILA4.49 Billion | ILA2.54 Billion | ▼ -66.5% |
| 2012 | 5.29x | ILA13.63 Billion | ILA2.58 Billion | ▲ +279.7% |
| 2011 | 1.39x | ILA3.77 Billion | ILA2.71 Billion | ▼ -25.8% |
| 2010 | 1.88x | ILA4.18 Billion | ILA2.23 Billion | ▼ -43.4% |
| 2009 | 3.32x | ILA4.36 Billion | ILA1.32 Billion | ▲ +196.8% |
| 2007 | 1.12x | ILA2.99 Billion | ILA2.68 Billion | ▼ -18.3% |
| 2006 | 1.37x | ILA4.59 Billion | ILA3.36 Billion | ▼ -1.0% |
| 2005 | 1.38x | ILA3.99 Billion | ILA2.89 Billion | ▼ -26.6% |
| 2004 | 1.88x | ILA3.93 Billion | ILA2.09 Billion | — |