Bank Hapoalim (POLI) — Financial Flexibility Index
Bank Hapoalim (POLI) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of ILA10.92 Billion (operating CF ILA10.77 Billion minus capex ILA155.00 Million) represents 0% of total liabilities (ILA731.69 Billion). Check Bank Hapoalim cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Hapoalim Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for Bank Hapoalim across 22 annual periods. For the full cash flow conversion analysis, see POLI operating cash flow.
Annual Financial Flexibility Index for Bank Hapoalim (2004–2025)
Year-by-year free cash flow to debt coverage for Bank Hapoalim. Explore Bank Hapoalim (POLI) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (ILA) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | ILA19.64 Billion | ILA18.57 Billion | ILA701.99 Billion | ▲ +71.6% |
| 2024 | 0.02x | ILA10.81 Billion | ILA9.83 Billion | ILA662.69 Billion | ▲ +1840.6% |
| 2023 | 0.00x | ILA533.00 Million | ILA-437.00 Million | ILA634.10 Billion | ▼ -37.5% |
| 2022 | 0.00x | ILA832.00 Million | ILA132.00 Million | ILA618.85 Billion | ▼ -86.8% |
| 2021 | 0.01x | ILA6.06 Billion | ILA5.18 Billion | ILA596.03 Billion | ▲ +46.0% |
| 2020 | 0.01x | ILA3.48 Billion | ILA2.80 Billion | ILA499.70 Billion | ▼ -63.7% |
| 2019 | 0.02x | ILA8.17 Billion | ILA7.48 Billion | ILA425.47 Billion | ▲ +727.0% |
| 2018 | 0.00x | ILA-92.00 Million | ILA-775.00 Million | ILA30.02 Billion | ▼ -106.3% |
| 2017 | 0.05x | ILA20.41 Billion | ILA19.75 Billion | ILA418.42 Billion | ▲ +2.2% |
| 2016 | 0.05x | ILA19.75 Billion | ILA19.13 Billion | ILA413.88 Billion | ▲ +49.3% |
| 2015 | 0.03x | ILA12.73 Billion | ILA12.10 Billion | ILA398.42 Billion | ▲ +347.2% |
| 2014 | 0.01x | ILA2.69 Billion | ILA1.99 Billion | ILA376.18 Billion | ▼ -52.8% |
| 2013 | 0.02x | ILA5.31 Billion | ILA4.49 Billion | ILA350.94 Billion | ▼ -63.3% |
| 2012 | 0.04x | ILA14.41 Billion | ILA13.63 Billion | ILA349.33 Billion | ▼ -69.4% |
| 2011 | 0.13x | ILA4.44 Billion | ILA3.77 Billion | ILA32.93 Billion | ▼ -23.5% |
| 2010 | 0.18x | ILA4.87 Billion | ILA4.18 Billion | ILA27.61 Billion | ▼ -18.9% |
| 2009 | 0.22x | ILA5.03 Billion | ILA4.36 Billion | ILA23.11 Billion | ▼ -56.1% |
| 2008 | 0.50x | ILA10.31 Billion | ILA9.49 Billion | ILA20.82 Billion | ▲ +149.0% |
| 2007 | 0.20x | ILA3.74 Billion | ILA2.99 Billion | ILA18.81 Billion | ▼ -31.4% |
| 2006 | 0.29x | ILA5.33 Billion | ILA4.59 Billion | ILA18.38 Billion | ▲ +33.1% |
| 2005 | 0.22x | ILA4.66 Billion | ILA3.99 Billion | ILA21.36 Billion | ▲ +1087.3% |
| 2004 | 0.02x | ILA4.51 Billion | ILA3.93 Billion | ILA245.77 Billion | — |