Bank Hapoalim (POLI) — Financial Flexibility Index
Bank Hapoalim (POLI) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of ILA10.92 Billion (operating CF ILA10.77 Billion minus capex ILA155.00 Million) represents 0% of total liabilities (ILA731.69 Billion). Check Bank Hapoalim strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Hapoalim Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for Bank Hapoalim across 22 annual periods. See working capital to net assets of Bank Hapoalim to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Bank Hapoalim (2004–2025)
Year-by-year free cash flow to debt coverage for Bank Hapoalim. For the full company profile including market capitalisation, see Bank Hapoalim market capitalisation.
| Year | Flexibility Index | Free Cash Flow (ILA) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | ILA19.64 Billion | ILA18.57 Billion | ILA701.99 Billion | ▲ +71.6% |
| 2024 | 0.02x | ILA10.81 Billion | ILA9.83 Billion | ILA662.69 Billion | ▲ +1840.6% |
| 2023 | 0.00x | ILA533.00 Million | ILA-437.00 Million | ILA634.10 Billion | ▼ -37.5% |
| 2022 | 0.00x | ILA832.00 Million | ILA132.00 Million | ILA618.85 Billion | ▼ -86.8% |
| 2021 | 0.01x | ILA6.06 Billion | ILA5.18 Billion | ILA596.03 Billion | ▲ +46.0% |
| 2020 | 0.01x | ILA3.48 Billion | ILA2.80 Billion | ILA499.70 Billion | ▼ -63.7% |
| 2019 | 0.02x | ILA8.17 Billion | ILA7.48 Billion | ILA425.47 Billion | ▲ +727.0% |
| 2018 | 0.00x | ILA-92.00 Million | ILA-775.00 Million | ILA30.02 Billion | ▼ -106.3% |
| 2017 | 0.05x | ILA20.41 Billion | ILA19.75 Billion | ILA418.42 Billion | ▲ +2.2% |
| 2016 | 0.05x | ILA19.75 Billion | ILA19.13 Billion | ILA413.88 Billion | ▲ +49.3% |
| 2015 | 0.03x | ILA12.73 Billion | ILA12.10 Billion | ILA398.42 Billion | ▲ +347.2% |
| 2014 | 0.01x | ILA2.69 Billion | ILA1.99 Billion | ILA376.18 Billion | ▼ -52.8% |
| 2013 | 0.02x | ILA5.31 Billion | ILA4.49 Billion | ILA350.94 Billion | ▼ -63.3% |
| 2012 | 0.04x | ILA14.41 Billion | ILA13.63 Billion | ILA349.33 Billion | ▼ -69.4% |
| 2011 | 0.13x | ILA4.44 Billion | ILA3.77 Billion | ILA32.93 Billion | ▼ -23.5% |
| 2010 | 0.18x | ILA4.87 Billion | ILA4.18 Billion | ILA27.61 Billion | ▼ -18.9% |
| 2009 | 0.22x | ILA5.03 Billion | ILA4.36 Billion | ILA23.11 Billion | ▼ -56.1% |
| 2008 | 0.50x | ILA10.31 Billion | ILA9.49 Billion | ILA20.82 Billion | ▲ +149.0% |
| 2007 | 0.20x | ILA3.74 Billion | ILA2.99 Billion | ILA18.81 Billion | ▼ -31.4% |
| 2006 | 0.29x | ILA5.33 Billion | ILA4.59 Billion | ILA18.38 Billion | ▲ +33.1% |
| 2005 | 0.22x | ILA4.66 Billion | ILA3.99 Billion | ILA21.36 Billion | ▲ +1087.3% |
| 2004 | 0.02x | ILA4.51 Billion | ILA3.93 Billion | ILA245.77 Billion | — |