Bank Hapoalim (POLI) — Defensive Interval Ratio

Latest as of December 2024: 1 days

Bank Hapoalim (POLI) has a Defensive Interval Ratio of 1 days as of December 2024. Defensive assets of ILA1.25 Billion (cash ILA-, short-term investments ILA-, receivables ILA1.25 Billion) cover 1 days of daily cash needs of ILA1.60 Billion/day.

Defensive Interval Ratio

1 days
Days of operational coverage

Defensive Assets

ILA1.25 Billion
Cash + ST Investments + Receivables

Daily Cash Need

ILA1.60 Billion
Current Liabilities ÷ 365

Current Liabilities

ILA584.13 Billion
ILA

Bank Hapoalim Defensive Interval Ratio (2012–2025)

This chart shows how Bank Hapoalim's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of December 2024, the ratio stands at 1 days, meaning defensive assets of ILA1.25 Billion can fund 1 days of operations without new revenue. For the complete balance sheet picture, see POLI total assets.

Annual Defensive Interval Ratio for Bank Hapoalim (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bank Hapoalim from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See how liquid is Bank Hapoalim's working capital to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (ILA) Daily Cash Need Cash ST Investments Change (days)
2025 467 days ILA31.12 Billion ILA66.61 Million/day ILA- ILA31.12 Billion ▲ +466 days
2024 1 days ILA1.25 Billion ILA1.60 Billion/day ILA- ILA- ▼ -42 days
2023 43 days ILA975.00 Million ILA22.88 Million/day ILA- ILA- ▼ -109 days
2022 151 days ILA1.56 Billion ILA10.30 Million/day ILA- ILA- ▲ +125 days
2021 27 days ILA281.00 Million ILA10.50 Million/day ILA- ILA- ▼ -5 days
2020 32 days ILA654.00 Million ILA20.70 Million/day ILA- ILA- ▼ -124 days
2019 156 days ILA3.47 Billion ILA22.24 Million/day ILA- ILA2.71 Billion ▼ -288 days
2018 444 days ILA3.81 Billion ILA8.58 Million/day ILA- ILA2.95 Billion ▲ +317 days
2017 127 days ILA4.65 Billion ILA36.59 Million/day ILA- ILA3.92 Billion ▲ +37 days
2016 90 days ILA3.37 Billion ILA37.33 Million/day ILA- ILA2.42 Billion ▲ +24 days
2015 66 days ILA2.60 Billion ILA39.29 Million/day ILA- ILA1.99 Billion ▼ -608 days
2014 674 days ILA25.66 Billion ILA38.07 Million/day ILA- ILA24.06 Billion ▼ -5 days
2013 679 days ILA25.46 Billion ILA37.51 Million/day ILA- ILA24.29 Billion ▼ -145 days
2012 824 days ILA31.25 Billion ILA37.92 Million/day ILA- ILA30.17 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)