Bank Hapoalim (POLI) — Cash Flow-to-Debt Ratio
Bank Hapoalim (POLI) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of ILA10.77 Billion could theoretically repay 0% of its total liabilities (ILA731.69 Billion) in one year. See financial agility of Bank Hapoalim to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank Hapoalim Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for Bank Hapoalim across 22 annual periods. For the full cash flow conversion analysis, see POLI operating cash flow.
Annual Cash Flow-to-Debt Ratio for Bank Hapoalim (2004–2025)
Year-by-year debt coverage analysis for Bank Hapoalim. Check Bank Hapoalim earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (ILA) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.03x | ILA18.57 Billion | ILA701.99 Billion | ▲ +78.3% |
| 2024 | 0.01x | ILA9.83 Billion | ILA662.69 Billion | ▲ +2252.4% |
| 2023 | 0.00x | ILA-437.00 Million | ILA634.10 Billion | ▼ -423.1% |
| 2022 | 0.00x | ILA132.00 Million | ILA618.85 Billion | ▼ -97.5% |
| 2021 | 0.01x | ILA5.18 Billion | ILA596.03 Billion | ▲ +55.0% |
| 2020 | 0.01x | ILA2.80 Billion | ILA499.70 Billion | ▼ -68.1% |
| 2019 | 0.02x | ILA7.48 Billion | ILA425.47 Billion | ▲ +168.1% |
| 2018 | -0.03x | ILA-775.00 Million | ILA30.02 Billion | ▼ -154.7% |
| 2017 | 0.05x | ILA19.75 Billion | ILA418.42 Billion | ▲ +2.1% |
| 2016 | 0.05x | ILA19.13 Billion | ILA413.88 Billion | ▲ +52.1% |
| 2015 | 0.03x | ILA12.10 Billion | ILA398.42 Billion | ▲ +475.3% |
| 2014 | 0.01x | ILA1.99 Billion | ILA376.18 Billion | ▼ -58.7% |
| 2013 | 0.01x | ILA4.49 Billion | ILA350.94 Billion | ▼ -67.2% |
| 2012 | 0.04x | ILA13.63 Billion | ILA349.33 Billion | ▼ -65.9% |
| 2011 | 0.11x | ILA3.77 Billion | ILA32.93 Billion | ▼ -24.4% |
| 2010 | 0.15x | ILA4.18 Billion | ILA27.61 Billion | ▼ -19.8% |
| 2009 | 0.19x | ILA4.36 Billion | ILA23.11 Billion | ▼ -58.6% |
| 2008 | 0.46x | ILA9.49 Billion | ILA20.82 Billion | ▲ +186.5% |
| 2007 | 0.16x | ILA2.99 Billion | ILA18.81 Billion | ▼ -36.3% |
| 2006 | 0.25x | ILA4.59 Billion | ILA18.38 Billion | ▲ +33.8% |
| 2005 | 0.19x | ILA3.99 Billion | ILA21.36 Billion | ▲ +1067.5% |
| 2004 | 0.02x | ILA3.93 Billion | ILA245.77 Billion | — |