Toronto Dominion Bank (TD) — Cash Flow Quality Index

Latest as of January 2026: 8.81x

Toronto Dominion Bank (TD) has a Cash Flow Quality Index of 8.81x as of January 2026. Operating cash flow of CA$35.62 Billion exceeds net income of CA$4.04 Billion, indicating high earnings quality where cash backs reported profits. Explore Toronto Dominion Bank long-term investment allocation to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

8.81x
Operating CF / Net Income

Operating Cash Flow

CA$35.62 Billion
CAD

Net Income

CA$4.04 Billion
CAD

Data as of

Jan 2026
Most recent filing

Toronto Dominion Bank Cash Flow Quality Index (1995–2025)

Historical Cash Flow Quality Index for Toronto Dominion Bank across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check TD goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Toronto Dominion Bank (1995–2025)

Year-by-year earnings quality comparison for Toronto Dominion Bank. For live market cap and the full company financial profile, see Toronto Dominion Bank market cap and net worth.

Year Quality Index Operating CF (CAD) Net Income YoY Change
2025 -3.39x CA$-69.65 Billion CA$20.54 Billion ▼ -154.6%
2024 6.21x CA$54.94 Billion CA$8.84 Billion ▲ +202.6%
2023 -6.06x CA$-65.30 Billion CA$10.78 Billion ▼ -371.0%
2022 2.23x CA$38.95 Billion CA$17.43 Billion ▼ -36.3%
2021 3.51x CA$50.13 Billion CA$14.30 Billion ▼ -81.8%
2020 19.30x CA$229.61 Billion CA$11.89 Billion ▲ +27077.4%
2019 0.07x CA$830.00 Million CA$11.69 Billion ▼ -81.9%
2018 0.39x CA$5.69 Billion CA$14.52 Billion ▼ -80.8%
2017 2.05x CA$26.13 Billion CA$12.77 Billion ▼ -39.4%
2016 3.38x CA$37.40 Billion CA$11.08 Billion ▼ -8.7%
2015 3.70x CA$35.31 Billion CA$9.55 Billion ▲ +34.1%
2014 2.76x CA$25.91 Billion CA$9.39 Billion ▼ -21.4%
2013 3.51x CA$27.28 Billion CA$7.78 Billion ▲ +102.7%
2012 1.73x CA$13.06 Billion CA$7.54 Billion ▼ -23.3%
2011 2.26x CA$16.63 Billion CA$7.37 Billion ▲ +240.0%
2010 0.66x CA$3.08 Billion CA$4.64 Billion ▼ -91.6%
2009 7.90x CA$24.64 Billion CA$3.12 Billion ▲ +51.5%
2008 5.21x CA$19.98 Billion CA$3.83 Billion ▲ +411.6%
2007 1.02x CA$4.07 Billion CA$4.00 Billion ▲ +173.5%
2006 -1.39x CA$-6.38 Billion CA$4.60 Billion ▼ -158.7%
2005 2.36x CA$5.26 Billion CA$2.23 Billion ▲ +158.5%
2004 -4.04x CA$-9.01 Billion CA$2.23 Billion ▼ -184.3%
2003 4.79x CA$5.15 Billion CA$1.08 Billion ▲ +237.0%
2001 -3.50x CA$-4.83 Billion CA$1.38 Billion ▲ +39.4%
2000 -5.77x CA$-5.91 Billion CA$1.02 Billion ▼ -75.3%
1999 -3.29x CA$-9.81 Billion CA$2.98 Billion ▲ +78.0%
1998 -14.96x CA$-16.77 Billion CA$1.12 Billion ▼ -101.9%
1997 -7.41x CA$-8.06 Billion CA$1.09 Billion ▼ -562.0%
1996 -1.12x CA$-1.02 Billion CA$913.98 Million ▲ +51.4%
1995 -2.30x CA$-1.83 Billion CA$794.00 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.