Oberbank AG (OBS) — Cash Flow Quality Index
Oberbank AG (OBS) has a Cash Flow Quality Index of -4.86x as of June 2025. Operating cash flow of €-411.49 Million is below net income of €84.68 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Oberbank AG long-term investment allocation to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Oberbank AG Cash Flow Quality Index (2015–2024)
Historical Cash Flow Quality Index for Oberbank AG across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how tangible is Oberbank AG's equity to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Oberbank AG (2015–2024)
Year-by-year earnings quality comparison for Oberbank AG. For live market cap and the full company financial profile, see OBS stock market capitalisation.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.09x | €412.54 Million | €378.05 Million | ▼ -26.3% |
| 2023 | 1.48x | €564.83 Million | €381.27 Million | ▲ +119.4% |
| 2022 | -7.65x | €-1.85 Billion | €242.15 Million | ▼ -509.7% |
| 2021 | 1.87x | €435.75 Million | €233.45 Million | ▼ -54.0% |
| 2020 | 4.06x | €497.00 Million | €122.39 Million | ▲ +1307.4% |
| 2019 | -0.34x | €-72.30 Million | €214.98 Million | ▲ +90.5% |
| 2018 | -3.52x | €-792.30 Million | €224.90 Million | ▼ -185.6% |
| 2017 | -1.23x | €-246.80 Million | €200.06 Million | ▲ +27.9% |
| 2016 | -1.71x | €-309.92 Million | €181.06 Million | ▲ +31.2% |
| 2015 | -2.49x | €-413.98 Million | €166.31 Million | — |