Oberbank AG Cash Flow Quality Index
Oberbank AG cash flow quality index. Oberbank AG (OBS) has a Cash Flow Quality Index of -4.86x as of June 2025. Operating cash flow of €-411.49 Million is below net income of €84.68 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Oberbank AG cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Oberbank AG (2015–2024)
Cash flow quality index of Oberbank AG from 2015 to 2024. Historical Cash Flow Quality Index for Oberbank AG across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. See net asset quality index of Oberbank AG to measure how much of total assets are equity-financed.
Oberbank AG Cash Flow Quality Index by Year (2015–2024)
Oberbank AG cash flow quality index by year from 2015 to 2024. Year-by-year earnings quality comparison for Oberbank AG. For the full cash flow conversion analysis, see OBS cash generation efficiency.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.09x | €412.54 Million | €378.05 Million | ▼ -26.3% |
| 2023 | 1.48x | €564.83 Million | €381.27 Million | ▲ +119.4% |
| 2022 | -7.65x | €-1.85 Billion | €242.15 Million | ▼ -509.7% |
| 2021 | 1.87x | €435.75 Million | €233.45 Million | ▼ -54.0% |
| 2020 | 4.06x | €497.00 Million | €122.39 Million | ▲ +1307.4% |
| 2019 | -0.34x | €-72.30 Million | €214.98 Million | ▲ +90.5% |
| 2018 | -3.52x | €-792.30 Million | €224.90 Million | ▼ -185.6% |
| 2017 | -1.23x | €-246.80 Million | €200.06 Million | ▲ +27.9% |
| 2016 | -1.71x | €-309.92 Million | €181.06 Million | ▲ +31.2% |
| 2015 | -2.49x | €-413.98 Million | €166.31 Million | — |