Oberbank AG (OBS) — Cash Flow Quality Index
Oberbank AG (OBS) has a Cash Flow Quality Index of -4.86x as of June 2025. Operating cash flow of €-411.49 Million is below net income of €84.68 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore how efficiently does Oberbank AG generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Oberbank AG Cash Flow Quality Index (2015–2024)
Historical Cash Flow Quality Index for Oberbank AG across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Oberbank AG (OBS) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Oberbank AG (2015–2024)
Year-by-year earnings quality comparison for Oberbank AG. For live market cap and the full company financial profile, see OBS market cap overview.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.09x | €412.54 Million | €378.05 Million | ▼ -26.3% |
| 2023 | 1.48x | €564.83 Million | €381.27 Million | ▲ +119.4% |
| 2022 | -7.65x | €-1.85 Billion | €242.15 Million | ▼ -509.7% |
| 2021 | 1.87x | €435.75 Million | €233.45 Million | ▼ -54.0% |
| 2020 | 4.06x | €497.00 Million | €122.39 Million | ▲ +1307.4% |
| 2019 | -0.34x | €-72.30 Million | €214.98 Million | ▲ +90.5% |
| 2018 | -3.52x | €-792.30 Million | €224.90 Million | ▼ -185.6% |
| 2017 | -1.23x | €-246.80 Million | €200.06 Million | ▲ +27.9% |
| 2016 | -1.71x | €-309.92 Million | €181.06 Million | ▲ +31.2% |
| 2015 | -2.49x | €-413.98 Million | €166.31 Million | — |