Oberbank AG (OBS) — Net Asset Quality Index

Latest as of June 2025: 14.5%

Oberbank AG (OBS) has a Net Asset Quality Index of 14.5% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of €28.85 Billion minus total liabilities of €24.67 Billion yields net assets of €4.18 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Also explore balance sheet size of Oberbank AG for the complete picture of this company's asset base.

Quality Index

14.5%
Equity / Total Assets

Net Assets

€4.18 Billion
EUR

Total Assets

€28.85 Billion
EUR

Total Liabilities

€24.67 Billion
EUR

Oberbank AG Net Asset Quality Index Over Time (2015–2024)

This chart shows how Oberbank AG's Net Asset Quality Index has evolved across 10 annual periods from 2015 to 2024. As of June 2025, the index stands at 14.5%, representing net assets of €4.18 Billion against total assets of €28.85 Billion EUR. See OBS current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Oberbank AG (2015–2024)

The table below presents the year-by-year Net Asset Quality Index for Oberbank AG from 2015 to 2024, covering 10 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see OBS company net worth.

Year Quality Index Net Assets (EUR) Total Assets Total Liabilities Change (pp)
2024 14.5% €4.12 Billion €28.38 Billion €24.27 Billion ▲ +0.6 pp
2023 13.9% €3.86 Billion €27.83 Billion €23.97 Billion ▲ +0.6 pp
2022 13.2% €3.55 Billion €26.80 Billion €23.25 Billion ▲ +1.2 pp
2021 12.0% €3.32 Billion €27.54 Billion €24.22 Billion ▼ -0.4 pp
2020 12.4% €3.04 Billion €24.43 Billion €21.39 Billion ▼ -0.5 pp
2019 13.0% €2.96 Billion €22.83 Billion €19.87 Billion ▲ +0.4 pp
2018 12.6% €2.80 Billion €22.21 Billion €19.41 Billion ▲ +0.8 pp
2017 11.8% €2.47 Billion €20.83 Billion €18.36 Billion ▼ -0.1 pp
2016 11.9% €2.28 Billion €19.16 Billion €16.88 Billion ▲ +1.4 pp
2015 10.6% €1.93 Billion €18.24 Billion €16.32 Billion
pp = percentage points