Oberbank AG (OBS) — Defensive Interval Ratio

Latest as of September 2023: 17 days

Oberbank AG (OBS) has a Defensive Interval Ratio of 17 days as of September 2023. Defensive assets of €713.95 Million (cash €-, short-term investments €-, receivables €713.95 Million) cover 17 days of daily cash needs of €42.82 Million/day. Check Oberbank AG tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

17 days
Days of operational coverage

Defensive Assets

€713.95 Million
Cash + ST Investments + Receivables

Daily Cash Need

€42.82 Million
Current Liabilities ÷ 365

Current Liabilities

€15.63 Billion
EUR

Oberbank AG Defensive Interval Ratio (2015–2021)

This chart shows how Oberbank AG's Defensive Interval Ratio has evolved across 7 annual periods from 2015 to 2021. As of September 2023, the ratio stands at 17 days, meaning defensive assets of €713.95 Million can fund 17 days of operations without new revenue. Also explore how fast is Oberbank AG growing its equity to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Oberbank AG (2015–2021)

The table below presents the year-by-year Defensive Interval Ratio for Oberbank AG from 2015 to 2021, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see OBS company net worth.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2021 20 days €873.56 Million €43.99 Million/day €- €- ▼ -4 days
2020 24 days €968.91 Million €40.77 Million/day €- €- ▼ -14 days
2019 38 days €1.52 Billion €40.34 Million/day €- €- ▼ 0 days
2018 38 days €1.49 Billion €39.25 Million/day €- €- ▲ +5 days
2017 33 days €1.25 Billion €37.78 Million/day €- €- ▲ +13 days
2016 20 days €726.11 Million €35.53 Million/day €- €- ▼ -11 days
2015 31 days €1.07 Billion €34.38 Million/day €- €-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)