Oberbank AG (OBS) — Defensive Interval Ratio
Oberbank AG (OBS) has a Defensive Interval Ratio of 17 days as of September 2023. Defensive assets of €713.95 Million (cash €-, short-term investments €-, receivables €713.95 Million) cover 17 days of daily cash needs of €42.82 Million/day. See working capital position of Oberbank AG to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Oberbank AG Defensive Interval Ratio (2015–2021)
This chart shows how Oberbank AG's Defensive Interval Ratio has evolved across 7 annual periods from 2015 to 2021. As of September 2023, the ratio stands at 17 days, meaning defensive assets of €713.95 Million can fund 17 days of operations without new revenue. See Oberbank AG balance sheet independence to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Oberbank AG (2015–2021)
The table below presents the year-by-year Defensive Interval Ratio for Oberbank AG from 2015 to 2021, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Oberbank AG (OBS) market capitalisation.
| Year | DIR (days) | Defensive Assets (EUR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2021 | 20 days | €873.56 Million | €43.99 Million/day | €- | €- | ▼ -4 days |
| 2020 | 24 days | €968.91 Million | €40.77 Million/day | €- | €- | ▼ -14 days |
| 2019 | 38 days | €1.52 Billion | €40.34 Million/day | €- | €- | ▼ 0 days |
| 2018 | 38 days | €1.49 Billion | €39.25 Million/day | €- | €- | ▲ +5 days |
| 2017 | 33 days | €1.25 Billion | €37.78 Million/day | €- | €- | ▲ +13 days |
| 2016 | 20 days | €726.11 Million | €35.53 Million/day | €- | €- | ▼ -11 days |
| 2015 | 31 days | €1.07 Billion | €34.38 Million/day | €- | €- | — |