Oberbank AG (OBS) — Financial Flexibility Index
Oberbank AG (OBS) has a Financial Flexibility Index of -0.02x as of June 2025. Free cash flow of €-389.92 Million (operating CF €-411.49 Million minus capex €21.58 Million) represents 0% of total liabilities (€24.67 Billion). Check Oberbank AG total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Oberbank AG Financial Flexibility Index (2015–2024)
Historical Financial Flexibility Index trend for Oberbank AG across 10 annual periods. For the full cash flow conversion analysis, see Oberbank AG cash conversion from operations.
Annual Financial Flexibility Index for Oberbank AG (2015–2024)
Year-by-year free cash flow to debt coverage for Oberbank AG. Explore Oberbank AG (OBS) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | €453.09 Million | €412.54 Million | €24.27 Billion | ▼ -25.1% |
| 2023 | 0.02x | €597.46 Million | €564.83 Million | €23.97 Billion | ▲ +131.8% |
| 2022 | -0.08x | €-1.82 Billion | €-1.85 Billion | €23.25 Billion | ▼ -505.4% |
| 2021 | 0.02x | €468.52 Million | €435.75 Million | €24.22 Billion | ▼ -22.3% |
| 2020 | 0.02x | €532.73 Million | €497.00 Million | €21.39 Billion | ▲ +1664.8% |
| 2019 | 0.00x | €-31.62 Million | €-72.30 Million | €19.87 Billion | ▲ +96.0% |
| 2018 | -0.04x | €-771.32 Million | €-792.30 Million | €19.41 Billion | ▼ -326.4% |
| 2017 | -0.01x | €-171.12 Million | €-246.80 Million | €18.36 Billion | ▲ +44.9% |
| 2016 | -0.02x | €-285.30 Million | €-309.92 Million | €16.88 Billion | ▲ +28.2% |
| 2015 | -0.02x | €-384.39 Million | €-413.98 Million | €16.32 Billion | — |