Oberbank AG (OBS) — Financial Flexibility Index

Latest as of June 2025: -0.02x

Oberbank AG (OBS) has a Financial Flexibility Index of -0.02x as of June 2025. Free cash flow of €-389.92 Million (operating CF €-411.49 Million minus capex €21.58 Million) represents 0% of total liabilities (€24.67 Billion). Also explore Oberbank AG annual equity growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

€-389.92 Million
Operating CF − Capex

Total Liabilities

€24.67 Billion
EUR

Capital Expenditures

€21.58 Million
EUR

Oberbank AG Financial Flexibility Index (2015–2024)

Historical Financial Flexibility Index trend for Oberbank AG across 10 annual periods. Check OBS strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Oberbank AG (2015–2024)

Year-by-year free cash flow to debt coverage for Oberbank AG. For the full company profile including market capitalisation, see market cap of Oberbank AG.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2024 0.02x €453.09 Million €412.54 Million €24.27 Billion ▼ -25.1%
2023 0.02x €597.46 Million €564.83 Million €23.97 Billion ▲ +131.8%
2022 -0.08x €-1.82 Billion €-1.85 Billion €23.25 Billion ▼ -505.4%
2021 0.02x €468.52 Million €435.75 Million €24.22 Billion ▼ -22.3%
2020 0.02x €532.73 Million €497.00 Million €21.39 Billion ▲ +1664.8%
2019 0.00x €-31.62 Million €-72.30 Million €19.87 Billion ▲ +96.0%
2018 -0.04x €-771.32 Million €-792.30 Million €19.41 Billion ▼ -326.4%
2017 -0.01x €-171.12 Million €-246.80 Million €18.36 Billion ▲ +44.9%
2016 -0.02x €-285.30 Million €-309.92 Million €16.88 Billion ▲ +28.2%
2015 -0.02x €-384.39 Million €-413.98 Million €16.32 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities