Oberbank AG Financial Flexibility Index

Latest as of June 2025: -0.02x

Oberbank AG financial flexibility index. Oberbank AG (OBS) has a Financial Flexibility Index of -0.02x as of June 2025. Free cash flow of €-389.92 Million (operating CF €-411.49 Million minus capex €21.58 Million) represents 0% of total liabilities (€24.67 Billion). See OBS free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

-0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

€-389.92 Million
Operating CF − Capex

Total Liabilities

€24.67 Billion
EUR

Capital Expenditures

€21.58 Million
EUR

Financial Flexibility Index of Oberbank AG (2015–2024)

Financial flexibility index of Oberbank AG from 2015 to 2024. Historical Financial Flexibility Index trend for Oberbank AG across 10 annual periods. Check how high is Oberbank AG's earnings quality to evaluate the quality of earnings relative to operating cash generation.

Oberbank AG Financial Flexibility Index by Year (2015–2024)

Oberbank AG financial flexibility index by year from 2015 to 2024. Year-by-year free cash flow to debt coverage for Oberbank AG. For the full cash flow conversion analysis, see Oberbank AG cash flow conversion.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2024 0.02x €453.09 Million €412.54 Million €24.27 Billion ▼ -25.1%
2023 0.02x €597.46 Million €564.83 Million €23.97 Billion ▲ +131.8%
2022 -0.08x €-1.82 Billion €-1.85 Billion €23.25 Billion ▼ -505.4%
2021 0.02x €468.52 Million €435.75 Million €24.22 Billion ▼ -22.3%
2020 0.02x €532.73 Million €497.00 Million €21.39 Billion ▲ +1664.8%
2019 0.00x €-31.62 Million €-72.30 Million €19.87 Billion ▲ +96.0%
2018 -0.04x €-771.32 Million €-792.30 Million €19.41 Billion ▼ -326.4%
2017 -0.01x €-171.12 Million €-246.80 Million €18.36 Billion ▲ +44.9%
2016 -0.02x €-285.30 Million €-309.92 Million €16.88 Billion ▲ +28.2%
2015 -0.02x €-384.39 Million €-413.98 Million €16.32 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities