Oberbank AG (OBS) — Financial Flexibility Index
Oberbank AG (OBS) has a Financial Flexibility Index of -0.02x as of June 2025. Free cash flow of €-389.92 Million (operating CF €-411.49 Million minus capex €21.58 Million) represents 0% of total liabilities (€24.67 Billion). Check how strategically is Oberbank AG's equity deployed to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Oberbank AG Financial Flexibility Index (2015–2024)
Historical Financial Flexibility Index trend for Oberbank AG across 10 annual periods. See working capital to net assets of Oberbank AG to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Oberbank AG (2015–2024)
Year-by-year free cash flow to debt coverage for Oberbank AG. For the full company profile including market capitalisation, see Oberbank AG market capitalisation.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | €453.09 Million | €412.54 Million | €24.27 Billion | ▼ -25.1% |
| 2023 | 0.02x | €597.46 Million | €564.83 Million | €23.97 Billion | ▲ +131.8% |
| 2022 | -0.08x | €-1.82 Billion | €-1.85 Billion | €23.25 Billion | ▼ -505.4% |
| 2021 | 0.02x | €468.52 Million | €435.75 Million | €24.22 Billion | ▼ -22.3% |
| 2020 | 0.02x | €532.73 Million | €497.00 Million | €21.39 Billion | ▲ +1664.8% |
| 2019 | 0.00x | €-31.62 Million | €-72.30 Million | €19.87 Billion | ▲ +96.0% |
| 2018 | -0.04x | €-771.32 Million | €-792.30 Million | €19.41 Billion | ▼ -326.4% |
| 2017 | -0.01x | €-171.12 Million | €-246.80 Million | €18.36 Billion | ▲ +44.9% |
| 2016 | -0.02x | €-285.30 Million | €-309.92 Million | €16.88 Billion | ▲ +28.2% |
| 2015 | -0.02x | €-384.39 Million | €-413.98 Million | €16.32 Billion | — |