Raiffeisen Bank International AG (RBI) — Cash Flow Quality Index

Latest as of June 2026: -4.25x

Raiffeisen Bank International AG (RBI) has a Cash Flow Quality Index of -4.25x as of June 2026. Operating cash flow of €-3.34 Billion is below net income of €786.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore debt repayment capacity of Raiffeisen Bank International AG to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-4.25x
Operating CF / Net Income

Operating Cash Flow

€-3.34 Billion
EUR

Net Income

€786.00 Million
EUR

Data as of

Jun 2026
Most recent filing

Raiffeisen Bank International AG Cash Flow Quality Index (2004–2025)

Historical Cash Flow Quality Index for Raiffeisen Bank International AG across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see RBI operating cash flow.

Annual Cash Flow Quality Index for Raiffeisen Bank International AG (2004–2025)

Year-by-year earnings quality comparison for Raiffeisen Bank International AG.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2025 6.62x €9.07 Billion €1.37 Billion ▲ +3170.5%
2024 -0.22x €-643.00 Million €2.98 Billion ▲ +73.9%
2023 -0.82x €-1.97 Billion €2.39 Billion ▼ -116.5%
2022 4.99x €20.97 Billion €4.20 Billion ▲ +14.5%
2021 4.36x €7.80 Billion €1.79 Billion ▼ -63.3%
2020 11.88x €14.65 Billion €1.23 Billion ▲ +371.2%
2019 2.52x €4.45 Billion €1.77 Billion ▼ -41.6%
2018 4.32x €7.57 Billion €1.75 Billion ▲ +223.1%
2017 -3.51x €-4.37 Billion €1.25 Billion ▼ -76.1%
2016 -1.99x €-1.14 Billion €573.62 Million ▼ -117.3%
2015 11.53x €5.02 Billion €434.99 Million ▲ +591.2%
2013 1.67x €1.01 Billion €602.95 Million ▲ +131.5%
2012 -5.30x €-3.97 Billion €747.68 Million ▼ -376.7%
2011 1.92x €1.87 Billion €974.11 Million ▲ +1172.1%
2010 -0.18x €-210.53 Million €1.18 Billion ▲ +98.0%
2009 -9.08x €-2.61 Billion €287.10 Million ▼ -304.0%
2008 4.45x €4.80 Billion €1.08 Billion ▲ +387.5%
2007 -1.55x €-1.51 Billion €973.46 Million ▼ -615.6%
2006 0.30x €382.67 Million €1.27 Billion ▲ +147.2%
2005 -0.64x €-361.61 Million €568.56 Million ▼ -155.7%
2004 1.14x €389.31 Million €340.77 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.