Raiffeisen Bank International AG (RBI) - Net Assets

Latest as of June 2025: €21.17 Billion EUR ≈ $24.75 Billion USD

Based on the latest financial reports, Raiffeisen Bank International AG (RBI) has net assets worth €21.17 Billion EUR (≈ $24.75 Billion USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€203.51 Billion ≈ $237.92 Billion USD) and total liabilities (€182.33 Billion ≈ $213.17 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how resilient are Raiffeisen Bank International AG's assets to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	€21.17 Billion
% of Total Assets	10.4%
Annual Growth Rate	16.78%
5-Year Change	-87.98%
10-Year Change	-81.82%
Growth Volatility	243.62

Raiffeisen Bank International AG - Net Assets Trend (2004–2024)

This chart illustrates how Raiffeisen Bank International AG's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of Raiffeisen Bank International AG for the complete picture of this company's asset base.

Annual Net Assets for Raiffeisen Bank International AG (2004–2024)

The table below shows the annual net assets of Raiffeisen Bank International AG from 2004 to 2024. For live valuation and market cap data, see Raiffeisen Bank International AG market cap and net worth.

Year	Net Assets	Change
2024-12-31	€18.56 Billion ≈ $21.70 Billion	-6.50%
2023-12-31	€19.85 Billion ≈ $23.21 Billion	+15.72%
2022-12-31	€17.15 Billion ≈ $20.05 Billion	-90.45%
2021-12-31	€179.69 Billion ≈ $210.08 Billion	+16.39%
2020-12-31	€154.38 Billion ≈ $180.49 Billion	+8.79%
2019-12-31	€141.91 Billion ≈ $165.90 Billion	+8.61%
2018-12-31	€130.65 Billion ≈ $152.75 Billion	+6.11%
2017-12-31	€123.13 Billion ≈ $143.95 Billion	+24.31%
2016-12-31	€99.05 Billion ≈ $115.80 Billion	-2.95%
2015-12-31	€102.07 Billion ≈ $119.33 Billion	-3.85%
2014-12-31	€106.15 Billion ≈ $124.10 Billion	-7.17%
2013-12-31	€114.35 Billion ≈ $133.69 Billion	-3.21%
2012-12-31	€118.14 Billion ≈ $138.12 Billion	-7.50%
2011-12-31	€127.72 Billion ≈ $149.32 Billion	+16.29%
2010-12-31	€109.83 Billion ≈ $128.40 Billion	+54.09%
2009-12-31	€71.28 Billion ≈ $83.33 Billion	-11.26%
2008-12-31	€80.32 Billion ≈ $93.90 Billion	+1112.89%
2007-12-31	€6.62 Billion ≈ $7.74 Billion	+44.29%
2006-12-31	€4.59 Billion ≈ $5.37 Billion	+160.55%
2005-12-31	€1.76 Billion ≈ $2.06 Billion	+111.28%
2004-12-31	€833.69 Million ≈ $974.67 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Raiffeisen Bank International AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 15558.4% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	€16.21 Billion	84.97%
Common Stock	€1.00 Billion	5.25%
Other Components	€1.87 Billion	9.78%
Total Equity	€19.08 Billion	100.00%

Raiffeisen Bank International AG Competitors by Market Cap

The table below lists competitors of Raiffeisen Bank International AG ranked by their market capitalization.

Company	Market Cap
Asustek Computer Inc TW:2357	$13.60 Billion
Pentair plc STU:PNT	$13.61 Billion
Eiffage SA PA:FGR	$13.61 Billion
POSCO Holdings Inc F:PKX	$13.61 Billion
Punjab National Bank NSE:PNB	$13.59 Billion
TransUnion NYSE:TRU	$13.58 Billion
LATAM Airlines Group S.A. NYSE:LTM	$13.57 Billion
Ascendis Pharma AS NASDAQ:ASND	$13.56 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Raiffeisen Bank International AG's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 18,620,000,000 to 19,081,000,000, a change of 461,000,000 (2.5%).
Net income of 1,047,000,000 contributed positively to equity growth.
Dividend payments of 605,000,000 reduced retained earnings.
Share repurchases of 472,000,000 reduced equity.
New share issuances of 645,000,000 increased equity.
Other comprehensive income decreased equity by 2,017,000,000.
Other factors increased equity by 1,863,000,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	€1.05 Billion	+5.49%
Dividends Paid	€605.00 Million	-3.17%
Share Repurchases	€472.00 Million	-2.47%
Share Issuances	€645.00 Million	+3.38%
Other Comprehensive Income	€-2.02 Billion	-10.57%
Other Changes	€1.86 Billion	+9.76%
Total Change	€-	2.48%

Book Value vs Market Value Analysis

This analysis compares Raiffeisen Bank International AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.80x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 4.12x to 0.80x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2002-12-31	€11.26	€46.40	x
2003-12-31	€12.42	€46.40	x
2004-12-31	€16.29	€46.40	x
2005-12-31	€19.58	€46.40	x
2006-12-31	€26.77	€46.40	x
2007-12-31	€38.47	€46.40	x
2008-12-31	€34.87	€46.40	x
2009-12-31	€37.40	€46.40	x
2010-12-31	€37.50	€46.40	x
2011-12-31	€48.20	€46.40	x
2012-12-31	€49.90	€46.40	x
2013-12-31	€48.53	€46.40	x
2014-12-31	€27.40	€46.40	x
2015-12-31	€27.24	€46.40	x
2016-12-31	€29.58	€46.40	x
2017-12-31	€32.21	€46.40	x
2018-12-31	€35.64	€46.40	x
2019-12-31	€39.42	€46.40	x
2020-12-31	€40.93	€46.40	x
2021-12-31	€43.97	€46.40	x
2022-12-31	€48.71	€46.40	x
2023-12-31	€56.77	€46.40	x
2024-12-31	€58.17	€46.40	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Raiffeisen Bank International AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 5.49%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 11.78%
• Asset Turnover: 0.04x
• Equity Multiplier: 10.47x
Recent ROE (5.49%) is below the historical average (11.88%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2002	23.14%	25.40%	0.04x	24.07x	€77.25 Million
2003	35.09%	29.28%	0.04x	30.52x	€162.62 Million
2004	11.38%	14.64%	0.66x	1.18x	€25.43 Million
2005	13.65%	18.89%	0.62x	1.17x	€102.21 Million
2006	29.66%	39.88%	0.05x	14.02x	€783.55 Million
2007	14.44%	21.72%	0.05x	12.48x	€258.51 Million
2008	17.55%	19.29%	0.06x	15.26x	€422.47 Million
2009	3.53%	4.63%	0.06x	12.71x	€-388.08 Million
2010	11.65%	17.03%	0.05x	14.05x	€153.65 Million
2011	9.88%	14.49%	0.05x	15.01x	€-11.63 Million
2012	7.14%	11.65%	0.05x	13.41x	€-289.99 Million
2013	5.64%	9.07%	0.05x	13.22x	€-430.56 Million
2014	-6.31%	-7.98%	0.05x	15.58x	€-1.27 Billion
2015	4.76%	7.39%	0.04x	14.36x	€-417.79 Million
2016	5.35%	9.86%	0.04x	12.93x	€-401.97 Million
2017	10.55%	20.86%	0.04x	12.77x	€57.89 Million
2018	10.84%	23.18%	0.04x	11.96x	€98.58 Million
2019	9.47%	22.73%	0.04x	11.75x	€-68.36 Million
2020	5.97%	15.35%	0.03x	12.32x	€-542.76 Million
2021	9.48%	24.35%	0.03x	13.28x	€-74.50 Million
2022	22.63%	37.73%	0.05x	12.92x	€2.02 Billion
2023	12.23%	25.09%	0.05x	10.65x	€415.00 Million
2024	5.49%	11.78%	0.04x	10.47x	€-861.10 Million

Industry Comparison

This section compares Raiffeisen Bank International AG's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $7,417,918,338
Average return on equity (ROE) among peers: 7.92%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Raiffeisen Bank International AG (RBI)	€21.17 Billion	23.14%	8.61x	$13.59 Billion
Addiko Bank AG (ADKO)	$805.10 Million	1.69%	6.26x	$505.32 Million
BAWAG Group AG (BG)	$4.73 Billion	16.06%	14.07x	$10.42 Billion
BKS Bank AG (BKS)	$1.30 Billion	7.14%	5.81x	$923.33 Million
Erste Group Bank AG (EBS)	$34.66 Billion	10.13%	9.63x	$38.47 Billion
Oberbank AG (OBS)	$2.96 Billion	7.26%	6.71x	$5.38 Billion
Wiener Privatbank SE (WPB)	$43.35 Million	5.22%	6.55x	$53.55 Million

About Raiffeisen Bank International AG

VI:RBI Austria Banks - Regional

Market Cap

$17.81 Billion

€15.23 Billion EUR

Market Cap Rank

#1746 Global

#3 in Austria

Share Price

€46.40

Change (1 day)

+1.62%

52-Week Range

€23.94 - €46.70

All Time High

€46.70