Ho Chi Minh City Development Joint Stock Commercial Bank Cash Flow Quality Index
Ho Chi Minh City Development Joint Stock Commercial Bank cash flow quality index. Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) has a Cash Flow Quality Index of -0.06x as of March 2026. Operating cash flow of ₫-268.85 Billion is below net income of ₫4.77 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore Ho Chi Minh City Development Joint Stock cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Ho Chi Minh City Development Joint Stock Commercial Bank (2019–2025)
Cash flow quality index of Ho Chi Minh City Development Joint Stock Commercial Bank from 2019 to 2025. Historical Cash Flow Quality Index for Ho Chi Minh City Development Joint Stock Commercial Bank across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. See HDB equity to assets ratio to measure how much of total assets are equity-financed.
Ho Chi Minh City Development Joint Stock Commercial Bank Cash Flow Quality Index by Year (2019–2025)
Ho Chi Minh City Development Joint Stock Commercial Bank cash flow quality index by year from 2019 to 2025. Year-by-year earnings quality comparison for Ho Chi Minh City Development Joint Stock Commercial Bank. For the full cash flow conversion analysis, see Ho Chi Minh City Development Joint Stock (HDB) cash conversion ratio.
| Year | Quality Index | Operating CF (VND) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 4.57x | ₫75.41 Trillion | ₫16.50 Trillion | ▲ +889.8% |
| 2024 | -0.58x | ₫-7.38 Trillion | ₫12.76 Trillion | ▼ -107.2% |
| 2023 | 8.01x | ₫80.66 Trillion | ₫10.07 Trillion | ▲ +284.5% |
| 2022 | -4.34x | ₫-33.64 Trillion | ₫7.75 Trillion | ▼ -4.8% |
| 2021 | -4.14x | ₫-25.08 Trillion | ₫6.05 Trillion | ▲ +64.1% |
| 2020 | -11.54x | ₫-49.02 Trillion | ₫4.25 Trillion | ▼ -160.1% |
| 2019 | -4.44x | ₫-15.99 Trillion | ₫3.60 Trillion | — |