Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) — Cash Flow Quality Index
Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) has a Cash Flow Quality Index of -0.06x as of March 2026. Operating cash flow of ₫-268.85 Billion is below net income of ₫4.77 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore long-term investment intensity of Ho Chi Minh City Development Joint Stock to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Ho Chi Minh City Development Joint Stock Commercial Bank Cash Flow Quality Index (2019–2025)
Historical Cash Flow Quality Index for Ho Chi Minh City Development Joint Stock Commercial Bank across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Ho Chi Minh City Development Joint Stock tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Ho Chi Minh City Development Joint Stock Commercial Bank (2019–2025)
Year-by-year earnings quality comparison for Ho Chi Minh City Development Joint Stock Commercial Bank. For live market cap and the full company financial profile, see Ho Chi Minh City Development Joint Stock market capitalisation.
| Year | Quality Index | Operating CF (VND) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 4.57x | ₫75.41 Trillion | ₫16.50 Trillion | ▲ +889.8% |
| 2024 | -0.58x | ₫-7.38 Trillion | ₫12.76 Trillion | ▼ -107.2% |
| 2023 | 8.01x | ₫80.66 Trillion | ₫10.07 Trillion | ▲ +284.5% |
| 2022 | -4.34x | ₫-33.64 Trillion | ₫7.75 Trillion | ▼ -4.8% |
| 2021 | -4.14x | ₫-25.08 Trillion | ₫6.05 Trillion | ▲ +64.1% |
| 2020 | -11.54x | ₫-49.02 Trillion | ₫4.25 Trillion | ▼ -160.1% |
| 2019 | -4.44x | ₫-15.99 Trillion | ₫3.60 Trillion | — |