Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) — Cash Flow Quality Index

Latest as of March 2026: -0.06x

Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) has a Cash Flow Quality Index of -0.06x as of March 2026. Operating cash flow of ₫-268.85 Billion is below net income of ₫4.77 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore Ho Chi Minh City Development Joint Stock (HDB) cash flow conversion to assess how effectively this company generates cash.

Cash Flow Quality Index

-0.06x
Operating CF / Net Income

Operating Cash Flow

₫-268.85 Billion
VND

Net Income

₫4.77 Trillion
VND

Data as of

Mar 2026
Most recent filing

Ho Chi Minh City Development Joint Stock Commercial Bank Cash Flow Quality Index (2019–2025)

Historical Cash Flow Quality Index for Ho Chi Minh City Development Joint Stock Commercial Bank across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Ho Chi Minh City Development Joint Stock total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Ho Chi Minh City Development Joint Stock Commercial Bank (2019–2025)

Year-by-year earnings quality comparison for Ho Chi Minh City Development Joint Stock Commercial Bank. For live market cap and the full company financial profile, see how much is Ho Chi Minh City Development Joint Stock worth.

Year Quality Index Operating CF (VND) Net Income YoY Change
2025 4.57x ₫75.41 Trillion ₫16.50 Trillion ▲ +889.8%
2024 -0.58x ₫-7.38 Trillion ₫12.76 Trillion ▼ -107.2%
2023 8.01x ₫80.66 Trillion ₫10.07 Trillion ▲ +284.5%
2022 -4.34x ₫-33.64 Trillion ₫7.75 Trillion ▼ -4.8%
2021 -4.14x ₫-25.08 Trillion ₫6.05 Trillion ▲ +64.1%
2020 -11.54x ₫-49.02 Trillion ₫4.25 Trillion ▼ -160.1%
2019 -4.44x ₫-15.99 Trillion ₫3.60 Trillion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.