Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) — Financial Flexibility Index
Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of ₫-200.20 Billion (operating CF ₫-268.85 Billion minus capex ₫68.65 Billion) represents 0% of total liabilities (₫901.03 Trillion). Check Ho Chi Minh City Development Joint Stock investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Ho Chi Minh City Development Joint Stock Commercial Bank Financial Flexibility Index (2020–2025)
Historical Financial Flexibility Index trend for Ho Chi Minh City Development Joint Stock Commercial Bank across 6 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Ho Chi Minh City Development Joint Stock.
Annual Financial Flexibility Index for Ho Chi Minh City Development Joint Stock Commercial Bank (2020–2025)
Year-by-year free cash flow to debt coverage for Ho Chi Minh City Development Joint Stock Commercial Bank. Explore Ho Chi Minh City Development Joint Stock cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (VND) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.09x | ₫75.76 Trillion | ₫75.41 Trillion | ₫852.82 Trillion | ▲ +931.7% |
| 2024 | -0.01x | ₫-6.84 Trillion | ₫-7.38 Trillion | ₫640.71 Trillion | ▼ -107.3% |
| 2023 | 0.15x | ₫80.93 Trillion | ₫80.66 Trillion | ₫555.91 Trillion | ▲ +263.8% |
| 2022 | -0.09x | ₫-33.52 Trillion | ₫-33.64 Trillion | ₫377.28 Trillion | ▼ -23.6% |
| 2021 | -0.07x | ₫-24.72 Trillion | ₫-25.08 Trillion | ₫343.82 Trillion | ▲ +56.6% |
| 2020 | -0.17x | ₫-48.74 Trillion | ₫-49.02 Trillion | ₫294.42 Trillion | — |