Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) — Net Asset Quality Index
Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) has a Net Asset Quality Index of 8.5% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of ₫984.22 Trillion minus total liabilities of ₫901.03 Trillion yields net assets of ₫83.19 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. See operational self-sufficiency of Ho Chi Minh City Development Joint Stock to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Ho Chi Minh City Development Joint Stock Commercial Bank Net Asset Quality Index Over Time (2020–2025)
This chart shows how Ho Chi Minh City Development Joint Stock Commercial Bank's Net Asset Quality Index has evolved across 6 annual periods from 2020 to 2025. As of March 2026, the index stands at 8.5%, representing net assets of ₫83.19 Trillion against total assets of ₫984.22 Trillion VND. Explore Ho Chi Minh City Development Joint Stock operating cash flow efficiency to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Ho Chi Minh City Development Joint Stock Commercial Bank (2020–2025)
The table below presents the year-by-year Net Asset Quality Index for Ho Chi Minh City Development Joint Stock Commercial Bank from 2020 to 2025, covering 6 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Ho Chi Minh City Development Joint Stock market cap and net worth.
| Year | Quality Index | Net Assets (VND) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 8.4% | ₫78.29 Trillion | ₫931.10 Trillion | ₫852.82 Trillion | ▲ +0.3 pp |
| 2024 | 8.1% | ₫56.66 Trillion | ₫697.37 Trillion | ₫640.71 Trillion | ▲ +0.4 pp |
| 2023 | 7.7% | ₫46.40 Trillion | ₫602.31 Trillion | ₫555.91 Trillion | ▼ -1.7 pp |
| 2022 | 9.4% | ₫38.99 Trillion | ₫416.27 Trillion | ₫377.28 Trillion | ▲ +1.1 pp |
| 2021 | 8.2% | ₫30.79 Trillion | ₫374.61 Trillion | ₫343.82 Trillion | ▲ +0.5 pp |
| 2020 | 7.7% | ₫24.70 Trillion | ₫319.13 Trillion | ₫294.42 Trillion | — |