Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) — Net Asset Quality Index

Latest as of March 2026: 8.5%

Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) has a Net Asset Quality Index of 8.5% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of ₫984.22 Trillion minus total liabilities of ₫901.03 Trillion yields net assets of ₫83.19 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Read Ho Chi Minh City Development Joint Stock debt and liabilities for a breakdown of total debt and financial obligations.

Quality Index

8.5%
Equity / Total Assets

Net Assets

₫83.19 Trillion
VND

Total Assets

₫984.22 Trillion
VND

Total Liabilities

₫901.03 Trillion
VND

Ho Chi Minh City Development Joint Stock Commercial Bank Net Asset Quality Index Over Time (2020–2025)

This chart shows how Ho Chi Minh City Development Joint Stock Commercial Bank's Net Asset Quality Index has evolved across 6 annual periods from 2020 to 2025. As of March 2026, the index stands at 8.5%, representing net assets of ₫83.19 Trillion against total assets of ₫984.22 Trillion VND. For live market cap and overall valuation, see HDB stock market capitalisation.

Annual Net Asset Quality Index for Ho Chi Minh City Development Joint Stock Commercial Bank (2020–2025)

The table below presents the year-by-year Net Asset Quality Index for Ho Chi Minh City Development Joint Stock Commercial Bank from 2020 to 2025, covering 6 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check HDB PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

Year Quality Index Net Assets (VND) Total Assets Total Liabilities Change (pp)
2025 8.4% ₫78.29 Trillion ₫931.10 Trillion ₫852.82 Trillion ▲ +0.3 pp
2024 8.1% ₫56.66 Trillion ₫697.37 Trillion ₫640.71 Trillion ▲ +0.4 pp
2023 7.7% ₫46.40 Trillion ₫602.31 Trillion ₫555.91 Trillion ▼ -1.7 pp
2022 9.4% ₫38.99 Trillion ₫416.27 Trillion ₫377.28 Trillion ▲ +1.1 pp
2021 8.2% ₫30.79 Trillion ₫374.61 Trillion ₫343.82 Trillion ▲ +0.5 pp
2020 7.7% ₫24.70 Trillion ₫319.13 Trillion ₫294.42 Trillion
pp = percentage points