Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) — Defensive Interval Ratio

Latest as of June 2023: 5 days

Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) has a Defensive Interval Ratio of 5 days as of June 2023. Defensive assets of ₫5.01 Trillion (cash ₫-, short-term investments ₫-, receivables ₫5.01 Trillion) cover 5 days of daily cash needs of ₫1.04 Trillion/day. See HDB working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

5 days
Days of operational coverage

Defensive Assets

₫5.01 Trillion
Cash + ST Investments + Receivables

Daily Cash Need

₫1.04 Trillion
Current Liabilities ÷ 365

Current Liabilities

₫380.54 Trillion
VND

Ho Chi Minh City Development Joint Stock Commercial Bank Defensive Interval Ratio (2019–2022)

This chart shows how Ho Chi Minh City Development Joint Stock Commercial Bank's Defensive Interval Ratio has evolved across 4 annual periods from 2019 to 2022. As of June 2023, the ratio stands at 5 days, meaning defensive assets of ₫5.01 Trillion can fund 5 days of operations without new revenue. See HDB net asset quality index to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Ho Chi Minh City Development Joint Stock Commercial Bank (2019–2022)

The table below presents the year-by-year Defensive Interval Ratio for Ho Chi Minh City Development Joint Stock Commercial Bank from 2019 to 2022, covering 4 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Ho Chi Minh City Development Joint Stock.

Year DIR (days) Defensive Assets (VND) Daily Cash Need Cash ST Investments Change (days)
2022 39 days ₫33.36 Trillion ₫853.90 Billion/day ₫- ₫- ▲ +35 days
2021 4 days ₫2.99 Trillion ₫789.74 Billion/day ₫- ₫- ▼ -2 days
2020 6 days ₫3.99 Trillion ₫698.32 Billion/day ₫- ₫- ▲ +3 days
2019 3 days ₫1.50 Trillion ₫487.55 Billion/day ₫- ₫-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)