Vietnam Technological And Commercial Joint Stock Bank (TCB) — Cash Flow Quality Index
Vietnam Technological And Commercial Joint Stock Bank (TCB) has a Cash Flow Quality Index of -1.81x as of March 2026. Operating cash flow of ₫-12.09 Trillion is below net income of ₫6.67 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore TCB long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Vietnam Technological And Commercial Joint Stock Bank Cash Flow Quality Index (2019–2025)
Historical Cash Flow Quality Index for Vietnam Technological And Commercial Joint Stock Bank across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how tangible is Vietnam Technological And Commercial Joi's equity to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Vietnam Technological And Commercial Joint Stock Bank (2019–2025)
Year-by-year earnings quality comparison for Vietnam Technological And Commercial Joint Stock Bank. For live market cap and the full company financial profile, see TCB company net worth.
| Year | Quality Index | Operating CF (VND) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.58x | ₫39.92 Trillion | ₫25.29 Trillion | ▼ -19.8% |
| 2024 | 1.97x | ₫42.38 Trillion | ₫21.52 Trillion | ▲ +194.1% |
| 2023 | 0.67x | ₫12.05 Trillion | ₫18.00 Trillion | ▲ +131.2% |
| 2022 | -2.15x | ₫-43.29 Trillion | ₫20.15 Trillion | ▲ +56.7% |
| 2021 | -4.96x | ₫-89.44 Trillion | ₫18.04 Trillion | ▼ -43.9% |
| 2020 | -3.45x | ₫-42.47 Trillion | ₫12.32 Trillion | ▲ +13.4% |
| 2019 | -3.98x | ₫-40.09 Trillion | ₫10.08 Trillion | — |