Vietnam Technological And Commercial Joint Stock Bank (TCB) — Cash Flow Quality Index
Vietnam Technological And Commercial Joint Stock Bank (TCB) has a Cash Flow Quality Index of -1.81x as of March 2026. Operating cash flow of ₫-12.09 Trillion is below net income of ₫6.67 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore Vietnam Technological And Commercial Joi cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Vietnam Technological And Commercial Joint Stock Bank Cash Flow Quality Index (2019–2025)
Historical Cash Flow Quality Index for Vietnam Technological And Commercial Joint Stock Bank across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Vietnam Technological And Commercial Joi investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Vietnam Technological And Commercial Joint Stock Bank (2019–2025)
Year-by-year earnings quality comparison for Vietnam Technological And Commercial Joint Stock Bank. For live market cap and the full company financial profile, see market value of Vietnam Technological And Commercial Joi.
| Year | Quality Index | Operating CF (VND) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.58x | ₫39.92 Trillion | ₫25.29 Trillion | ▼ -19.8% |
| 2024 | 1.97x | ₫42.38 Trillion | ₫21.52 Trillion | ▲ +194.1% |
| 2023 | 0.67x | ₫12.05 Trillion | ₫18.00 Trillion | ▲ +131.2% |
| 2022 | -2.15x | ₫-43.29 Trillion | ₫20.15 Trillion | ▲ +56.7% |
| 2021 | -4.96x | ₫-89.44 Trillion | ₫18.04 Trillion | ▼ -43.9% |
| 2020 | -3.45x | ₫-42.47 Trillion | ₫12.32 Trillion | ▲ +13.4% |
| 2019 | -3.98x | ₫-40.09 Trillion | ₫10.08 Trillion | — |