Vietnam Technological And Commercial Joint Stock Bank (TCB) — Cash Flow-to-Debt Ratio

Latest as of March 2026: -0.01x

Vietnam Technological And Commercial Joint Stock Bank (TCB) has a Cash Flow-to-Debt Ratio of -0.01x as of March 2026, meaning its operating cash flow of ₫-12.09 Trillion could theoretically repay 0% of its total liabilities (₫1003.77 Trillion) in one year. See free cash flow generation of Vietnam Technological And Commercial Joi to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

-0.01x
Operating CF / Total Liabilities

Operating Cash Flow

₫-12.09 Trillion
VND

Total Liabilities

₫1003.77 Trillion
VND

Data as of

Mar 2026
Most recent filing

Vietnam Technological And Commercial Joint Stock Bank Cash Flow-to-Debt Ratio (2019–2025)

Historical debt coverage capacity for Vietnam Technological And Commercial Joint Stock Bank across 7 annual periods. Also explore net asset momentum of Vietnam Technological And Commercial Joi to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for Vietnam Technological And Commercial Joint Stock Bank (2019–2025)

Year-by-year debt coverage analysis for Vietnam Technological And Commercial Joint Stock Bank. For market capitalisation and broader financial context, see Vietnam Technological And Commercial Joi stock valuation.

Year CF-to-Debt Ratio Operating CF (VND) Total Liabilities YoY Change
2025 0.04x ₫39.92 Trillion ₫1012.84 Trillion ▼ -22.7%
2024 0.05x ₫42.38 Trillion ₫830.86 Trillion ▲ +203.8%
2023 0.02x ₫12.05 Trillion ₫717.87 Trillion ▲ +122.7%
2022 -0.07x ₫-43.29 Trillion ₫585.61 Trillion ▲ +60.7%
2021 -0.19x ₫-89.44 Trillion ₫475.69 Trillion ▼ -61.6%
2020 -0.12x ₫-42.47 Trillion ₫364.99 Trillion ▲ +6.7%
2019 -0.12x ₫-40.09 Trillion ₫321.63 Trillion
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.