Vietnam Technological And Commercial Joint Stock Bank (TCB) — Defensive Interval Ratio

Latest as of December 2022: 3 days

Vietnam Technological And Commercial Joint Stock Bank (TCB) has a Defensive Interval Ratio of 3 days as of December 2022. Defensive assets of ₫3.89 Trillion (cash ₫-, short-term investments ₫-, receivables ₫3.89 Trillion) cover 3 days of daily cash needs of ₫1.23 Trillion/day.

Defensive Interval Ratio

3 days
Days of operational coverage

Defensive Assets

₫3.89 Trillion
Cash + ST Investments + Receivables

Daily Cash Need

₫1.23 Trillion
Current Liabilities ÷ 365

Current Liabilities

₫448.08 Trillion
VND

Vietnam Technological And Commercial Joint Stock Bank Defensive Interval Ratio (2019–2022)

This chart shows how Vietnam Technological And Commercial Joint Stock Bank's Defensive Interval Ratio has evolved across 4 annual periods from 2019 to 2022. As of December 2022, the ratio stands at 3 days, meaning defensive assets of ₫3.89 Trillion can fund 3 days of operations without new revenue. For the complete balance sheet picture, see TCB asset base.

Annual Defensive Interval Ratio for Vietnam Technological And Commercial Joint Stock Bank (2019–2022)

The table below presents the year-by-year Defensive Interval Ratio for Vietnam Technological And Commercial Joint Stock Bank from 2019 to 2022, covering 4 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Vietnam Technological And Commercial Joi (TCB) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (VND) Daily Cash Need Cash ST Investments Change (days)
2022 3 days ₫3.89 Trillion ₫1.21 Trillion/day ₫- ₫- ▲ +3 days
2021 0 days ₫312.18 Billion ₫1.02 Trillion/day ₫- ₫- ▼ 0 days
2020 0 days ₫334.80 Billion ₫840.83 Billion/day ₫- ₫- ▼ 0 days
2019 0 days ₫317.86 Billion ₫757.82 Billion/day ₫- ₫- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)