Vietnam Technological And Commercial Joint Stock Bank (TCB) — Financial Flexibility Index

Latest as of March 2026: -0.01x

Vietnam Technological And Commercial Joint Stock Bank (TCB) has a Financial Flexibility Index of -0.01x as of March 2026. Free cash flow of ₫-12.05 Trillion (operating CF ₫-12.09 Trillion minus capex ₫35.85 Billion) represents 0% of total liabilities (₫1003.77 Trillion). Also explore Vietnam Technological And Commercial Joi annual equity growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

₫-12.05 Trillion
Operating CF − Capex

Total Liabilities

₫1003.77 Trillion
VND

Capital Expenditures

₫35.85 Billion
VND

Vietnam Technological And Commercial Joint Stock Bank Financial Flexibility Index (2019–2025)

Historical Financial Flexibility Index trend for Vietnam Technological And Commercial Joint Stock Bank across 7 annual periods. Check Vietnam Technological And Commercial Joi (TCB) strategic asset index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Vietnam Technological And Commercial Joint Stock Bank (2019–2025)

Year-by-year free cash flow to debt coverage for Vietnam Technological And Commercial Joint Stock Bank. For the full company profile including market capitalisation, see TCB company net worth.

Year Flexibility Index Free Cash Flow (VND) Operating CF Total Liabilities YoY Change
2025 0.04x ₫40.58 Trillion ₫39.92 Trillion ₫1012.84 Trillion ▼ -26.4%
2024 0.05x ₫45.25 Trillion ₫42.38 Trillion ₫830.86 Trillion ▲ +194.2%
2023 0.02x ₫13.29 Trillion ₫12.05 Trillion ₫717.87 Trillion ▲ +125.7%
2022 -0.07x ₫-42.18 Trillion ₫-43.29 Trillion ₫585.61 Trillion ▲ +61.3%
2021 -0.19x ₫-88.50 Trillion ₫-89.44 Trillion ₫475.69 Trillion ▼ -62.4%
2020 -0.11x ₫-41.80 Trillion ₫-42.47 Trillion ₫364.99 Trillion ▲ +7.5%
2019 -0.12x ₫-39.83 Trillion ₫-40.09 Trillion ₫321.63 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities