Vietnam Technological And Commercial Joint Stock Bank (TCB) — Financial Flexibility Index
Vietnam Technological And Commercial Joint Stock Bank (TCB) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of ₫-4.37 Trillion (operating CF ₫-4.50 Trillion minus capex ₫132.42 Billion) represents 0% of total liabilities (₫1084.08 Trillion). Check Vietnam Technological And Commercial Joi investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Vietnam Technological And Commercial Joint Stock Bank Financial Flexibility Index (2019–2025)
Historical Financial Flexibility Index trend for Vietnam Technological And Commercial Joint Stock Bank across 7 annual periods. For the full cash flow conversion analysis, see Vietnam Technological And Commercial Joi operating cash flow efficiency.
Annual Financial Flexibility Index for Vietnam Technological And Commercial Joint Stock Bank (2019–2025)
Year-by-year free cash flow to debt coverage for Vietnam Technological And Commercial Joint Stock Bank. Explore TCB debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (VND) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | ₫40.58 Trillion | ₫39.92 Trillion | ₫1012.84 Trillion | ▼ -26.4% |
| 2024 | 0.05x | ₫45.25 Trillion | ₫42.38 Trillion | ₫830.86 Trillion | ▲ +194.2% |
| 2023 | 0.02x | ₫13.29 Trillion | ₫12.05 Trillion | ₫717.87 Trillion | ▲ +125.7% |
| 2022 | -0.07x | ₫-42.18 Trillion | ₫-43.29 Trillion | ₫585.61 Trillion | ▲ +61.3% |
| 2021 | -0.19x | ₫-88.50 Trillion | ₫-89.44 Trillion | ₫475.69 Trillion | ▼ -62.4% |
| 2020 | -0.11x | ₫-41.80 Trillion | ₫-42.47 Trillion | ₫364.99 Trillion | ▲ +7.5% |
| 2019 | -0.12x | ₫-39.83 Trillion | ₫-40.09 Trillion | ₫321.63 Trillion | — |