Commerce Bancshares Inc (CBSH) — Cash Flow Reinvestment Rate

Latest as of September 2025: 1.28x

Commerce Bancshares Inc (CBSH) has a Cash Flow Reinvestment Rate of 1.28x as of September 2025, reinvesting $165.29 Million (capex $15.74 Million plus investments $-149.55 Million) from operating cash flow of $129.02 Million. Check Commerce Bancshares Inc cash earnings quality to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

1.28x
(Capex + Investments) / Operating CF

Total Reinvested

$165.29 Million
Capex + Investments

Operating Cash Flow

$129.02 Million
USD

Capital Expenditures

$15.74 Million
USD

Commerce Bancshares Inc Cash Flow Reinvestment Rate (1989–2024)

Historical reinvestment intensity for Commerce Bancshares Inc across 36 annual periods. Explore CBSH long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Commerce Bancshares Inc (1989–2024)

Year-by-year capital reinvestment analysis for Commerce Bancshares Inc. For live market cap and broader valuation context, see market value of Commerce Bancshares Inc.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 0.92x $529.92 Million $577.86 Million $46.13 Million ▼ -80.5%
2023 4.70x $2.30 Billion $488.77 Million $88.07 Million ▲ +293.5%
2022 1.19x $667.68 Million $559.38 Million $65.19 Million ▼ -48.9%
2021 2.34x $1.40 Billion $597.72 Million $56.72 Million ▼ -75.7%
2020 9.61x $5.99 Billion $623.99 Million $33.13 Million ▲ +394.9%
2019 1.94x $995.40 Million $512.79 Million $42.58 Million ▲ +31.9%
2018 1.47x $813.32 Million $552.66 Million $33.29 Million ▲ +147.0%
2017 0.60x $254.18 Million $426.53 Million $30.82 Million ▼ -71.9%
2016 2.12x $965.33 Million $454.96 Million $24.48 Million ▼ -55.4%
2015 4.76x $1.38 Billion $289.06 Million $31.90 Million ▲ +52.8%
2014 3.12x $1.12 Billion $360.84 Million $43.66 Million ▲ +38.0%
2013 2.26x $814.79 Million $360.93 Million $23.84 Million ▲ +6.3%
2012 2.12x $813.48 Million $383.11 Million $34.97 Million ▲ +3954.8%
2011 0.05x $21.33 Million $407.36 Million $21.33 Million ▼ -82.8%
2010 0.31x $204.85 Million $671.18 Million $18.53 Million ▲ +208.2%
2009 0.10x $29.25 Million $295.29 Million $29.25 Million ▼ -49.4%
2008 0.20x $42.56 Million $217.29 Million $42.56 Million ▲ +19.3%
2007 0.16x $55.10 Million $335.70 Million $55.10 Million ▲ +54.9%
2006 0.11x $41.48 Million $391.53 Million $41.48 Million ▼ -51.6%
2005 0.22x $64.23 Million $293.63 Million $64.23 Million ▲ +85.5%
2004 0.12x $31.21 Million $264.65 Million $31.21 Million ▼ -11.9%
2003 0.13x $36.11 Million $269.70 Million $36.11 Million ▼ -34.9%
2002 0.21x $54.03 Million $262.67 Million $54.03 Million ▼ -28.4%
2001 0.29x $78.60 Million $273.75 Million $78.60 Million ▲ +33.3%
2000 0.22x $49.08 Million $227.79 Million $49.08 Million ▼ -34.0%
1999 0.33x $69.10 Million $211.70 Million $69.10 Million ▲ +133.7%
1998 0.14x $30.30 Million $216.90 Million $30.30 Million ▲ +9.5%
1997 0.13x $27.60 Million $216.40 Million $27.60 Million ▲ +3.7%
1996 0.12x $26.40 Million $214.70 Million $26.40 Million ▼ -6.9%
1995 0.13x $25.80 Million $195.30 Million $25.80 Million ▼ -5.5%
1994 0.14x $19.10 Million $136.70 Million $19.10 Million ▲ +31.6%
1993 0.11x $16.00 Million $150.70 Million $16.00 Million ▼ -73.8%
1992 0.41x $25.10 Million $61.90 Million $25.10 Million ▲ +51.1%
1991 0.27x $21.50 Million $80.10 Million $21.50 Million ▲ +49.5%
1990 0.18x $18.80 Million $104.70 Million $18.80 Million ▼ -66.9%
1989 0.54x $37.00 Million $68.30 Million $37.00 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow