Commerce Bancshares Inc (CBSH) — Cash Flow-to-Debt Ratio
Commerce Bancshares Inc (CBSH) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $129.02 Million could theoretically repay 0% of its total liabilities ($28.50 Billion) in one year. See CBSH free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Commerce Bancshares Inc Cash Flow-to-Debt Ratio (1989–2024)
Historical debt coverage capacity for Commerce Bancshares Inc across 36 annual periods. Also explore Commerce Bancshares Inc annual equity growth to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Commerce Bancshares Inc (1989–2024)
Year-by-year debt coverage analysis for Commerce Bancshares Inc. For market capitalisation and broader financial context, see market value of Commerce Bancshares Inc.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.02x | $577.86 Million | $28.66 Billion | ▲ +18.5% |
| 2023 | 0.02x | $488.77 Million | $28.74 Billion | ▼ -10.6% |
| 2022 | 0.02x | $559.38 Million | $29.39 Billion | ▼ -100.0% |
| 2021 | 47.59x | $597.72 Million | $12.56 Million | ▼ -93.9% |
| 2020 | 778.04x | $623.99 Million | $802.00K | ▲ +266.9% |
| 2019 | 212.07x | $512.79 Million | $2.42 Million | ▲ +864322.5% |
| 2018 | 0.02x | $552.66 Million | $22.53 Billion | ▲ +27.2% |
| 2017 | 0.02x | $426.53 Million | $22.12 Billion | ▼ -1.9% |
| 2016 | 0.02x | $454.96 Million | $23.14 Billion | ▲ +51.3% |
| 2015 | 0.01x | $289.06 Million | $22.24 Billion | ▼ -22.0% |
| 2014 | 0.02x | $360.84 Million | $21.66 Billion | ▼ -3.7% |
| 2013 | 0.02x | $360.93 Million | $20.86 Billion | ▼ -9.7% |
| 2012 | 0.02x | $383.11 Million | $19.99 Billion | ▼ -13.1% |
| 2011 | 0.02x | $407.36 Million | $18.48 Billion | ▼ -45.9% |
| 2010 | 0.04x | $671.18 Million | $16.48 Billion | ▲ +123.9% |
| 2009 | 0.02x | $295.29 Million | $16.23 Billion | ▲ +33.6% |
| 2008 | 0.01x | $217.29 Million | $15.96 Billion | ▼ -40.5% |
| 2007 | 0.02x | $335.70 Million | $14.68 Billion | ▼ -19.5% |
| 2006 | 0.03x | $391.53 Million | $13.79 Billion | ▲ +21.3% |
| 2005 | 0.02x | $293.63 Million | $12.55 Billion | ▲ +13.4% |
| 2004 | 0.02x | $264.65 Million | $12.82 Billion | ▼ -1.8% |
| 2003 | 0.02x | $269.70 Million | $12.84 Billion | ▼ -4.9% |
| 2002 | 0.02x | $262.67 Million | $11.89 Billion | ▼ -6.2% |
| 2001 | 0.02x | $273.75 Million | $11.63 Billion | ▲ +3.0% |
| 2000 | 0.02x | $227.79 Million | $9.97 Billion | ▲ +11.4% |
| 1999 | 0.02x | $211.70 Million | $10.32 Billion | ▼ -2.4% |
| 1998 | 0.02x | $216.90 Million | $10.32 Billion | ▼ -9.4% |
| 1997 | 0.02x | $216.40 Million | $9.33 Billion | ▼ -5.2% |
| 1996 | 0.02x | $214.70 Million | $8.77 Billion | ▲ +8.9% |
| 1995 | 0.02x | $195.30 Million | $8.69 Billion | ▲ +20.1% |
| 1994 | 0.02x | $136.70 Million | $7.31 Billion | ▼ -8.9% |
| 1993 | 0.02x | $150.70 Million | $7.33 Billion | ▲ +130.3% |
| 1992 | 0.01x | $61.90 Million | $6.94 Billion | ▼ -30.3% |
| 1991 | 0.01x | $80.10 Million | $6.26 Billion | ▼ -23.6% |
| 1990 | 0.02x | $104.70 Million | $6.25 Billion | ▲ +33.2% |
| 1989 | 0.01x | $68.30 Million | $5.43 Billion | — |