Commerce Bancshares Inc (CBSH) — Financial Flexibility Index
Commerce Bancshares Inc (CBSH) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $144.76 Million (operating CF $129.02 Million minus capex $15.74 Million) represents 0% of total liabilities ($28.50 Billion). Also explore Commerce Bancshares Inc equity growth rate to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Commerce Bancshares Inc Financial Flexibility Index (1989–2024)
Historical Financial Flexibility Index trend for Commerce Bancshares Inc across 36 annual periods. Check CBSH strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Commerce Bancshares Inc (1989–2024)
Year-by-year free cash flow to debt coverage for Commerce Bancshares Inc. For the full company profile including market capitalisation, see how much is Commerce Bancshares Inc worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $623.99 Million | $577.86 Million | $28.66 Billion | ▲ +8.4% |
| 2023 | 0.02x | $576.84 Million | $488.77 Million | $28.74 Billion | ▼ -5.5% |
| 2022 | 0.02x | $624.58 Million | $559.38 Million | $29.39 Billion | ▼ -100.0% |
| 2021 | 52.10x | $654.44 Million | $597.72 Million | $12.56 Million | ▼ -93.6% |
| 2020 | 819.36x | $657.13 Million | $623.99 Million | $802.00K | ▲ +256.7% |
| 2019 | 229.68x | $555.37 Million | $512.79 Million | $2.42 Million | ▲ +882897.1% |
| 2018 | 0.03x | $585.95 Million | $552.66 Million | $22.53 Billion | ▲ +25.8% |
| 2017 | 0.02x | $457.35 Million | $426.53 Million | $22.12 Billion | ▼ -0.2% |
| 2016 | 0.02x | $479.44 Million | $454.96 Million | $23.14 Billion | ▲ +43.5% |
| 2015 | 0.01x | $320.96 Million | $289.06 Million | $22.24 Billion | ▼ -22.7% |
| 2014 | 0.02x | $404.49 Million | $360.84 Million | $21.66 Billion | ▲ +1.2% |
| 2013 | 0.02x | $384.77 Million | $360.93 Million | $20.86 Billion | ▼ -11.8% |
| 2012 | 0.02x | $418.08 Million | $383.11 Million | $19.99 Billion | ▼ -9.8% |
| 2011 | 0.02x | $428.69 Million | $407.36 Million | $18.48 Billion | ▼ -44.6% |
| 2010 | 0.04x | $689.71 Million | $671.18 Million | $16.48 Billion | ▲ +109.4% |
| 2009 | 0.02x | $324.54 Million | $295.29 Million | $16.23 Billion | ▲ +22.7% |
| 2008 | 0.02x | $259.86 Million | $217.29 Million | $15.96 Billion | ▼ -38.8% |
| 2007 | 0.03x | $390.80 Million | $335.70 Million | $14.68 Billion | ▼ -15.2% |
| 2006 | 0.03x | $433.01 Million | $391.53 Million | $13.79 Billion | ▲ +10.1% |
| 2005 | 0.03x | $357.87 Million | $293.63 Million | $12.55 Billion | ▲ +23.6% |
| 2004 | 0.02x | $295.87 Million | $264.65 Million | $12.82 Billion | ▼ -3.2% |
| 2003 | 0.02x | $305.81 Million | $269.70 Million | $12.84 Billion | ▼ -10.5% |
| 2002 | 0.03x | $316.70 Million | $262.67 Million | $11.89 Billion | ▼ -12.1% |
| 2001 | 0.03x | $352.35 Million | $273.75 Million | $11.63 Billion | ▲ +9.1% |
| 2000 | 0.03x | $276.87 Million | $227.79 Million | $9.97 Billion | ▲ +2.1% |
| 1999 | 0.03x | $280.80 Million | $211.70 Million | $10.32 Billion | ▲ +13.6% |
| 1998 | 0.02x | $247.20 Million | $216.90 Million | $10.32 Billion | ▼ -8.5% |
| 1997 | 0.03x | $244.00 Million | $216.40 Million | $9.33 Billion | ▼ -4.8% |
| 1996 | 0.03x | $241.10 Million | $214.70 Million | $8.77 Billion | ▲ +8.0% |
| 1995 | 0.03x | $221.10 Million | $195.30 Million | $8.69 Billion | ▲ +19.3% |
| 1994 | 0.02x | $155.80 Million | $136.70 Million | $7.31 Billion | ▼ -6.2% |
| 1993 | 0.02x | $166.70 Million | $150.70 Million | $7.33 Billion | ▲ +81.2% |
| 1992 | 0.01x | $87.00 Million | $61.90 Million | $6.94 Billion | ▼ -22.8% |
| 1991 | 0.02x | $101.60 Million | $80.10 Million | $6.26 Billion | ▼ -17.8% |
| 1990 | 0.02x | $123.50 Million | $104.70 Million | $6.25 Billion | ▲ +1.9% |
| 1989 | 0.02x | $105.30 Million | $68.30 Million | $5.43 Billion | — |