Commerce Bancshares Inc Financial Flexibility Index
Commerce Bancshares Inc financial flexibility index. Commerce Bancshares Inc (CBSH) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $144.76 Million (operating CF $129.02 Million minus capex $15.74 Million) represents 0% of total liabilities ($28.50 Billion). See Commerce Bancshares Inc free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Commerce Bancshares Inc (1989–2024)
Financial flexibility index of Commerce Bancshares Inc from 1989 to 2024. Historical Financial Flexibility Index trend for Commerce Bancshares Inc across 36 annual periods. Check CBSH operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
Commerce Bancshares Inc Financial Flexibility Index by Year (1989–2024)
Commerce Bancshares Inc financial flexibility index by year from 1989 to 2024. Year-by-year free cash flow to debt coverage for Commerce Bancshares Inc. For the full cash flow conversion analysis, see Commerce Bancshares Inc operating cash flow efficiency.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $623.99 Million | $577.86 Million | $28.66 Billion | ▲ +8.4% |
| 2023 | 0.02x | $576.84 Million | $488.77 Million | $28.74 Billion | ▼ -5.5% |
| 2022 | 0.02x | $624.58 Million | $559.38 Million | $29.39 Billion | ▼ -100.0% |
| 2021 | 52.10x | $654.44 Million | $597.72 Million | $12.56 Million | ▼ -93.6% |
| 2020 | 819.36x | $657.13 Million | $623.99 Million | $802.00K | ▲ +256.7% |
| 2019 | 229.68x | $555.37 Million | $512.79 Million | $2.42 Million | ▲ +882897.1% |
| 2018 | 0.03x | $585.95 Million | $552.66 Million | $22.53 Billion | ▲ +25.8% |
| 2017 | 0.02x | $457.35 Million | $426.53 Million | $22.12 Billion | ▼ -0.2% |
| 2016 | 0.02x | $479.44 Million | $454.96 Million | $23.14 Billion | ▲ +43.5% |
| 2015 | 0.01x | $320.96 Million | $289.06 Million | $22.24 Billion | ▼ -22.7% |
| 2014 | 0.02x | $404.49 Million | $360.84 Million | $21.66 Billion | ▲ +1.2% |
| 2013 | 0.02x | $384.77 Million | $360.93 Million | $20.86 Billion | ▼ -11.8% |
| 2012 | 0.02x | $418.08 Million | $383.11 Million | $19.99 Billion | ▼ -9.8% |
| 2011 | 0.02x | $428.69 Million | $407.36 Million | $18.48 Billion | ▼ -44.6% |
| 2010 | 0.04x | $689.71 Million | $671.18 Million | $16.48 Billion | ▲ +109.4% |
| 2009 | 0.02x | $324.54 Million | $295.29 Million | $16.23 Billion | ▲ +22.7% |
| 2008 | 0.02x | $259.86 Million | $217.29 Million | $15.96 Billion | ▼ -38.8% |
| 2007 | 0.03x | $390.80 Million | $335.70 Million | $14.68 Billion | ▼ -15.2% |
| 2006 | 0.03x | $433.01 Million | $391.53 Million | $13.79 Billion | ▲ +10.1% |
| 2005 | 0.03x | $357.87 Million | $293.63 Million | $12.55 Billion | ▲ +23.6% |
| 2004 | 0.02x | $295.87 Million | $264.65 Million | $12.82 Billion | ▼ -3.2% |
| 2003 | 0.02x | $305.81 Million | $269.70 Million | $12.84 Billion | ▼ -10.5% |
| 2002 | 0.03x | $316.70 Million | $262.67 Million | $11.89 Billion | ▼ -12.1% |
| 2001 | 0.03x | $352.35 Million | $273.75 Million | $11.63 Billion | ▲ +9.1% |
| 2000 | 0.03x | $276.87 Million | $227.79 Million | $9.97 Billion | ▲ +2.1% |
| 1999 | 0.03x | $280.80 Million | $211.70 Million | $10.32 Billion | ▲ +13.6% |
| 1998 | 0.02x | $247.20 Million | $216.90 Million | $10.32 Billion | ▼ -8.5% |
| 1997 | 0.03x | $244.00 Million | $216.40 Million | $9.33 Billion | ▼ -4.8% |
| 1996 | 0.03x | $241.10 Million | $214.70 Million | $8.77 Billion | ▲ +8.0% |
| 1995 | 0.03x | $221.10 Million | $195.30 Million | $8.69 Billion | ▲ +19.3% |
| 1994 | 0.02x | $155.80 Million | $136.70 Million | $7.31 Billion | ▼ -6.2% |
| 1993 | 0.02x | $166.70 Million | $150.70 Million | $7.33 Billion | ▲ +81.2% |
| 1992 | 0.01x | $87.00 Million | $61.90 Million | $6.94 Billion | ▼ -22.8% |
| 1991 | 0.02x | $101.60 Million | $80.10 Million | $6.26 Billion | ▼ -17.8% |
| 1990 | 0.02x | $123.50 Million | $104.70 Million | $6.25 Billion | ▲ +1.9% |
| 1989 | 0.02x | $105.30 Million | $68.30 Million | $5.43 Billion | — |