Commerce Bancshares Inc (CBSH) — Financial Flexibility Index
Commerce Bancshares Inc (CBSH) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $144.76 Million (operating CF $129.02 Million minus capex $15.74 Million) represents 0% of total liabilities ($28.50 Billion). Check how strategically is Commerce Bancshares Inc's equity deployed to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Commerce Bancshares Inc Financial Flexibility Index (1989–2024)
Historical Financial Flexibility Index trend for Commerce Bancshares Inc across 36 annual periods. See working capital position of Commerce Bancshares Inc to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Commerce Bancshares Inc (1989–2024)
Year-by-year free cash flow to debt coverage for Commerce Bancshares Inc. For the full company profile including market capitalisation, see market value of Commerce Bancshares Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $623.99 Million | $577.86 Million | $28.66 Billion | ▲ +8.4% |
| 2023 | 0.02x | $576.84 Million | $488.77 Million | $28.74 Billion | ▼ -5.5% |
| 2022 | 0.02x | $624.58 Million | $559.38 Million | $29.39 Billion | ▼ -100.0% |
| 2021 | 52.10x | $654.44 Million | $597.72 Million | $12.56 Million | ▼ -93.6% |
| 2020 | 819.36x | $657.13 Million | $623.99 Million | $802.00K | ▲ +256.7% |
| 2019 | 229.68x | $555.37 Million | $512.79 Million | $2.42 Million | ▲ +882897.1% |
| 2018 | 0.03x | $585.95 Million | $552.66 Million | $22.53 Billion | ▲ +25.8% |
| 2017 | 0.02x | $457.35 Million | $426.53 Million | $22.12 Billion | ▼ -0.2% |
| 2016 | 0.02x | $479.44 Million | $454.96 Million | $23.14 Billion | ▲ +43.5% |
| 2015 | 0.01x | $320.96 Million | $289.06 Million | $22.24 Billion | ▼ -22.7% |
| 2014 | 0.02x | $404.49 Million | $360.84 Million | $21.66 Billion | ▲ +1.2% |
| 2013 | 0.02x | $384.77 Million | $360.93 Million | $20.86 Billion | ▼ -11.8% |
| 2012 | 0.02x | $418.08 Million | $383.11 Million | $19.99 Billion | ▼ -9.8% |
| 2011 | 0.02x | $428.69 Million | $407.36 Million | $18.48 Billion | ▼ -44.6% |
| 2010 | 0.04x | $689.71 Million | $671.18 Million | $16.48 Billion | ▲ +109.4% |
| 2009 | 0.02x | $324.54 Million | $295.29 Million | $16.23 Billion | ▲ +22.7% |
| 2008 | 0.02x | $259.86 Million | $217.29 Million | $15.96 Billion | ▼ -38.8% |
| 2007 | 0.03x | $390.80 Million | $335.70 Million | $14.68 Billion | ▼ -15.2% |
| 2006 | 0.03x | $433.01 Million | $391.53 Million | $13.79 Billion | ▲ +10.1% |
| 2005 | 0.03x | $357.87 Million | $293.63 Million | $12.55 Billion | ▲ +23.6% |
| 2004 | 0.02x | $295.87 Million | $264.65 Million | $12.82 Billion | ▼ -3.2% |
| 2003 | 0.02x | $305.81 Million | $269.70 Million | $12.84 Billion | ▼ -10.5% |
| 2002 | 0.03x | $316.70 Million | $262.67 Million | $11.89 Billion | ▼ -12.1% |
| 2001 | 0.03x | $352.35 Million | $273.75 Million | $11.63 Billion | ▲ +9.1% |
| 2000 | 0.03x | $276.87 Million | $227.79 Million | $9.97 Billion | ▲ +2.1% |
| 1999 | 0.03x | $280.80 Million | $211.70 Million | $10.32 Billion | ▲ +13.6% |
| 1998 | 0.02x | $247.20 Million | $216.90 Million | $10.32 Billion | ▼ -8.5% |
| 1997 | 0.03x | $244.00 Million | $216.40 Million | $9.33 Billion | ▼ -4.8% |
| 1996 | 0.03x | $241.10 Million | $214.70 Million | $8.77 Billion | ▲ +8.0% |
| 1995 | 0.03x | $221.10 Million | $195.30 Million | $8.69 Billion | ▲ +19.3% |
| 1994 | 0.02x | $155.80 Million | $136.70 Million | $7.31 Billion | ▼ -6.2% |
| 1993 | 0.02x | $166.70 Million | $150.70 Million | $7.33 Billion | ▲ +81.2% |
| 1992 | 0.01x | $87.00 Million | $61.90 Million | $6.94 Billion | ▼ -22.8% |
| 1991 | 0.02x | $101.60 Million | $80.10 Million | $6.26 Billion | ▼ -17.8% |
| 1990 | 0.02x | $123.50 Million | $104.70 Million | $6.25 Billion | ▲ +1.9% |
| 1989 | 0.02x | $105.30 Million | $68.30 Million | $5.43 Billion | — |