Commerce Bancshares Inc (CBSH) — Financial Flexibility Index
Commerce Bancshares Inc (CBSH) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $144.76 Million (operating CF $129.02 Million minus capex $15.74 Million) represents 0% of total liabilities ($28.50 Billion). Check how aggressively does Commerce Bancshares Inc reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Commerce Bancshares Inc Financial Flexibility Index (1989–2024)
Historical Financial Flexibility Index trend for Commerce Bancshares Inc across 36 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Commerce Bancshares Inc.
Annual Financial Flexibility Index for Commerce Bancshares Inc (1989–2024)
Year-by-year free cash flow to debt coverage for Commerce Bancshares Inc. Explore CBSH debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $623.99 Million | $577.86 Million | $28.66 Billion | ▲ +8.4% |
| 2023 | 0.02x | $576.84 Million | $488.77 Million | $28.74 Billion | ▼ -5.5% |
| 2022 | 0.02x | $624.58 Million | $559.38 Million | $29.39 Billion | ▼ -100.0% |
| 2021 | 52.10x | $654.44 Million | $597.72 Million | $12.56 Million | ▼ -93.6% |
| 2020 | 819.36x | $657.13 Million | $623.99 Million | $802.00K | ▲ +256.7% |
| 2019 | 229.68x | $555.37 Million | $512.79 Million | $2.42 Million | ▲ +882897.1% |
| 2018 | 0.03x | $585.95 Million | $552.66 Million | $22.53 Billion | ▲ +25.8% |
| 2017 | 0.02x | $457.35 Million | $426.53 Million | $22.12 Billion | ▼ -0.2% |
| 2016 | 0.02x | $479.44 Million | $454.96 Million | $23.14 Billion | ▲ +43.5% |
| 2015 | 0.01x | $320.96 Million | $289.06 Million | $22.24 Billion | ▼ -22.7% |
| 2014 | 0.02x | $404.49 Million | $360.84 Million | $21.66 Billion | ▲ +1.2% |
| 2013 | 0.02x | $384.77 Million | $360.93 Million | $20.86 Billion | ▼ -11.8% |
| 2012 | 0.02x | $418.08 Million | $383.11 Million | $19.99 Billion | ▼ -9.8% |
| 2011 | 0.02x | $428.69 Million | $407.36 Million | $18.48 Billion | ▼ -44.6% |
| 2010 | 0.04x | $689.71 Million | $671.18 Million | $16.48 Billion | ▲ +109.4% |
| 2009 | 0.02x | $324.54 Million | $295.29 Million | $16.23 Billion | ▲ +22.7% |
| 2008 | 0.02x | $259.86 Million | $217.29 Million | $15.96 Billion | ▼ -38.8% |
| 2007 | 0.03x | $390.80 Million | $335.70 Million | $14.68 Billion | ▼ -15.2% |
| 2006 | 0.03x | $433.01 Million | $391.53 Million | $13.79 Billion | ▲ +10.1% |
| 2005 | 0.03x | $357.87 Million | $293.63 Million | $12.55 Billion | ▲ +23.6% |
| 2004 | 0.02x | $295.87 Million | $264.65 Million | $12.82 Billion | ▼ -3.2% |
| 2003 | 0.02x | $305.81 Million | $269.70 Million | $12.84 Billion | ▼ -10.5% |
| 2002 | 0.03x | $316.70 Million | $262.67 Million | $11.89 Billion | ▼ -12.1% |
| 2001 | 0.03x | $352.35 Million | $273.75 Million | $11.63 Billion | ▲ +9.1% |
| 2000 | 0.03x | $276.87 Million | $227.79 Million | $9.97 Billion | ▲ +2.1% |
| 1999 | 0.03x | $280.80 Million | $211.70 Million | $10.32 Billion | ▲ +13.6% |
| 1998 | 0.02x | $247.20 Million | $216.90 Million | $10.32 Billion | ▼ -8.5% |
| 1997 | 0.03x | $244.00 Million | $216.40 Million | $9.33 Billion | ▼ -4.8% |
| 1996 | 0.03x | $241.10 Million | $214.70 Million | $8.77 Billion | ▲ +8.0% |
| 1995 | 0.03x | $221.10 Million | $195.30 Million | $8.69 Billion | ▲ +19.3% |
| 1994 | 0.02x | $155.80 Million | $136.70 Million | $7.31 Billion | ▼ -6.2% |
| 1993 | 0.02x | $166.70 Million | $150.70 Million | $7.33 Billion | ▲ +81.2% |
| 1992 | 0.01x | $87.00 Million | $61.90 Million | $6.94 Billion | ▼ -22.8% |
| 1991 | 0.02x | $101.60 Million | $80.10 Million | $6.26 Billion | ▼ -17.8% |
| 1990 | 0.02x | $123.50 Million | $104.70 Million | $6.25 Billion | ▲ +1.9% |
| 1989 | 0.02x | $105.30 Million | $68.30 Million | $5.43 Billion | — |