Commerce Bancshares Inc (CBSH) — Free Cash Flow Generation Index
Commerce Bancshares Inc (CBSH) has a Free Cash Flow Generation Index of 0.88x as of September 2025. Free cash flow of $113.28 Million represents 1% of operating cash flow ($129.02 Million). See how liquid is Commerce Bancshares Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Commerce Bancshares Inc Free Cash Flow Generation Index (1989–2024)
Historical FCF Generation Index trend for Commerce Bancshares Inc across 36 annual periods. Explore how well can Commerce Bancshares Inc service its debt to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Commerce Bancshares Inc (1989–2024)
Year-by-year Free Cash Flow Generation Index for Commerce Bancshares Inc. For the full company profile including market capitalisation, see CBSH market cap.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.92x | $531.73 Million | $577.86 Million | $46.13 Million | ▲ +12.2% |
| 2023 | 0.82x | $400.69 Million | $488.77 Million | $88.07 Million | ▼ -7.2% |
| 2022 | 0.88x | $494.19 Million | $559.38 Million | $65.19 Million | ▼ -2.4% |
| 2021 | 0.91x | $541.01 Million | $597.72 Million | $56.72 Million | ▼ -4.4% |
| 2020 | 0.95x | $590.86 Million | $623.99 Million | $33.13 Million | ▲ +3.3% |
| 2019 | 0.92x | $470.22 Million | $512.79 Million | $42.58 Million | ▼ -2.4% |
| 2018 | 0.94x | $519.37 Million | $552.66 Million | $33.29 Million | ▲ +1.3% |
| 2017 | 0.93x | $395.70 Million | $426.53 Million | $30.82 Million | ▼ -2.0% |
| 2016 | 0.95x | $430.49 Million | $454.96 Million | $24.48 Million | ▲ +6.4% |
| 2015 | 0.89x | $257.17 Million | $289.06 Million | $31.90 Million | ▲ +1.2% |
| 2014 | 0.88x | $317.18 Million | $360.84 Million | $43.66 Million | ▼ -5.9% |
| 2013 | 0.93x | $337.09 Million | $360.93 Million | $23.84 Million | ▲ +2.8% |
| 2012 | 0.91x | $348.14 Million | $383.11 Million | $34.97 Million | ▼ -4.1% |
| 2011 | 0.95x | $386.03 Million | $407.36 Million | $21.33 Million | ▼ -2.5% |
| 2010 | 0.97x | $652.65 Million | $671.18 Million | $18.53 Million | ▲ +7.9% |
| 2009 | 0.90x | $266.04 Million | $295.29 Million | $29.25 Million | ▲ +12.0% |
| 2008 | 0.80x | $174.73 Million | $217.29 Million | $42.56 Million | ▼ -3.8% |
| 2007 | 0.84x | $280.60 Million | $335.70 Million | $55.10 Million | ▼ -6.5% |
| 2006 | 0.89x | $350.05 Million | $391.53 Million | $41.48 Million | ▲ +14.4% |
| 2005 | 0.78x | $229.40 Million | $293.63 Million | $64.23 Million | ▼ -10.6% |
| 2004 | 0.87x | $231.18 Million | $264.65 Million | $31.21 Million | ▲ +0.9% |
| 2003 | 0.87x | $233.59 Million | $269.70 Million | $36.11 Million | ▲ +9.0% |
| 2002 | 0.79x | $208.63 Million | $262.67 Million | $54.03 Million | ▲ +11.4% |
| 2001 | 0.71x | $195.15 Million | $273.75 Million | $78.60 Million | ▼ -9.1% |
| 2000 | 0.78x | $178.71 Million | $227.79 Million | $49.08 Million | ▲ +16.5% |
| 1999 | 0.67x | $142.60 Million | $211.70 Million | $69.10 Million | ▼ -21.7% |
| 1998 | 0.86x | $186.60 Million | $216.90 Million | $30.30 Million | ▼ -1.4% |
| 1997 | 0.87x | $188.80 Million | $216.40 Million | $27.60 Million | ▼ -0.5% |
| 1996 | 0.88x | $188.30 Million | $214.70 Million | $26.40 Million | ▲ +1.1% |
| 1995 | 0.87x | $169.50 Million | $195.30 Million | $25.80 Million | ▲ +0.9% |
| 1994 | 0.86x | $117.60 Million | $136.70 Million | $19.10 Million | ▼ -3.8% |
| 1993 | 0.89x | $134.70 Million | $150.70 Million | $16.00 Million | ▲ +50.3% |
| 1992 | 0.59x | $36.80 Million | $61.90 Million | $25.10 Million | ▼ -18.7% |
| 1991 | 0.73x | $58.60 Million | $80.10 Million | $21.50 Million | ▼ -10.8% |
| 1990 | 0.82x | $85.90 Million | $104.70 Million | $18.80 Million | ▲ +79.0% |
| 1989 | 0.46x | $31.30 Million | $68.30 Million | $37.00 Million | — |