Discover Financial Services (DFS) — Cash Flow Reinvestment Rate

Latest as of March 2025: 1.44x

Discover Financial Services (DFS) has a Cash Flow Reinvestment Rate of 1.44x as of March 2025, reinvesting $3.07 Billion (capex $64.00 Million plus investments $3.01 Billion) from operating cash flow of $2.13 Billion. Explore how much does Discover Financial Services reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

1.44x
(Capex + Investments) / Operating CF

Total Reinvested

$3.07 Billion
Capex + Investments

Operating Cash Flow

$2.13 Billion
USD

Capital Expenditures

$64.00 Million
USD

Discover Financial Services Cash Flow Reinvestment Rate (2004–2024)

Historical reinvestment intensity for Discover Financial Services across 21 annual periods. Also explore DFS total asset value for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Discover Financial Services (2004–2024)

Year-by-year capital reinvestment analysis for Discover Financial Services. For live market cap and broader valuation context, see DFS stock market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 0.48x $4.02 Billion $8.43 Billion $268.00 Million ▼ -85.4%
2023 3.27x $27.99 Billion $8.56 Billion $303.00 Million ▼ -9.0%
2022 3.59x $25.65 Billion $7.14 Billion $236.00 Million ▲ +4951.3%
2021 0.07x $428.00 Million $6.02 Billion $194.00 Million ▼ -78.4%
2020 0.33x $2.04 Billion $6.20 Billion $261.00 Million ▼ -86.7%
2019 2.47x $15.27 Billion $6.20 Billion $284.00 Million ▲ +21.0%
2018 2.04x $10.58 Billion $5.19 Billion $254.00 Million ▲ +18.0%
2017 1.73x $8.99 Billion $5.21 Billion $218.00 Million ▲ +50.7%
2016 1.15x $5.07 Billion $4.42 Billion $179.00 Million ▲ +53.6%
2015 0.75x $2.88 Billion $3.85 Billion $168.00 Million ▼ -33.2%
2014 1.12x $4.27 Billion $3.83 Billion $145.00 Million ▲ +20.1%
2013 0.93x $3.27 Billion $3.52 Billion $231.00 Million ▼ -38.4%
2012 1.51x $4.59 Billion $3.04 Billion $144.00 Million ▲ +4781.6%
2011 0.03x $111.56 Million $3.61 Billion $111.56 Million ▼ -97.7%
2010 1.35x $5.24 Billion $3.87 Billion $54.68 Million ▲ +8952.7%
2009 0.01x $53.79 Million $3.60 Billion $53.79 Million ▼ -28.0%
2008 0.02x $93.53 Million $4.50 Billion $93.53 Million ▼ -64.2%
2007 0.06x $118.27 Million $2.04 Billion $118.27 Million ▼ -30.7%
2006 0.08x $144.15 Million $1.72 Billion $144.15 Million ▲ +39.9%
2005 0.06x $97.96 Million $1.64 Billion $97.96 Million ▼ -3.7%
2004 0.06x $98.71 Million $1.59 Billion $98.71 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow