Discover Financial Services Cash Flow Reinvestment Rate
Discover Financial Services cash flow reinvestment rate. Discover Financial Services (DFS) has a Cash Flow Reinvestment Rate of 1.44x as of March 2025, reinvesting $3.07 Billion (capex $64.00 Million plus investments $3.01 Billion) from operating cash flow of $2.13 Billion. Explore Discover Financial Services debt service capacity to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of Discover Financial Services (2004–2024)
Cash flow reinvestment rate of Discover Financial Services from 2004 to 2024. Historical reinvestment intensity for Discover Financial Services across 21 annual periods. Explore Discover Financial Services capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
Discover Financial Services Cash Flow Reinvestment Rate by Year (2004–2024)
Discover Financial Services cash flow reinvestment rate by year from 2004 to 2024. Year-by-year capital reinvestment analysis for Discover Financial Services. For the full cash flow conversion analysis, see DFS cash flow metrics.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.48x | $4.02 Billion | $8.43 Billion | $268.00 Million | ▼ -85.4% |
| 2023 | 3.27x | $27.99 Billion | $8.56 Billion | $303.00 Million | ▼ -9.0% |
| 2022 | 3.59x | $25.65 Billion | $7.14 Billion | $236.00 Million | ▲ +4951.3% |
| 2021 | 0.07x | $428.00 Million | $6.02 Billion | $194.00 Million | ▼ -78.4% |
| 2020 | 0.33x | $2.04 Billion | $6.20 Billion | $261.00 Million | ▼ -86.7% |
| 2019 | 2.47x | $15.27 Billion | $6.20 Billion | $284.00 Million | ▲ +21.0% |
| 2018 | 2.04x | $10.58 Billion | $5.19 Billion | $254.00 Million | ▲ +18.0% |
| 2017 | 1.73x | $8.99 Billion | $5.21 Billion | $218.00 Million | ▲ +50.7% |
| 2016 | 1.15x | $5.07 Billion | $4.42 Billion | $179.00 Million | ▲ +53.6% |
| 2015 | 0.75x | $2.88 Billion | $3.85 Billion | $168.00 Million | ▼ -33.2% |
| 2014 | 1.12x | $4.27 Billion | $3.83 Billion | $145.00 Million | ▲ +20.1% |
| 2013 | 0.93x | $3.27 Billion | $3.52 Billion | $231.00 Million | ▼ -38.4% |
| 2012 | 1.51x | $4.59 Billion | $3.04 Billion | $144.00 Million | ▲ +4781.6% |
| 2011 | 0.03x | $111.56 Million | $3.61 Billion | $111.56 Million | ▼ -97.7% |
| 2010 | 1.35x | $5.24 Billion | $3.87 Billion | $54.68 Million | ▲ +8952.7% |
| 2009 | 0.01x | $53.79 Million | $3.60 Billion | $53.79 Million | ▼ -28.0% |
| 2008 | 0.02x | $93.53 Million | $4.50 Billion | $93.53 Million | ▼ -64.2% |
| 2007 | 0.06x | $118.27 Million | $2.04 Billion | $118.27 Million | ▼ -30.7% |
| 2006 | 0.08x | $144.15 Million | $1.72 Billion | $144.15 Million | ▲ +39.9% |
| 2005 | 0.06x | $97.96 Million | $1.64 Billion | $97.96 Million | ▼ -3.7% |
| 2004 | 0.06x | $98.71 Million | $1.59 Billion | $98.71 Million | — |