Discover Financial Services Cash Flow-to-Debt Ratio
Discover Financial Services cash flow-to-debt ratio. Discover Financial Services (DFS) has a Cash Flow-to-Debt Ratio of 0.02x as of March 2025, meaning its operating cash flow of $2.13 Billion could theoretically repay 0% of its total liabilities ($128.95 Billion) in one year. Check DFS cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Discover Financial Services (2005–2024)
Cash flow-to-debt ratio of Discover Financial Services from 2005 to 2024. Historical debt coverage capacity for Discover Financial Services across 20 annual periods. Check total reinvestment intensity of Discover Financial Services to assess the company's total reinvestment commitment from operating cash flow.
Discover Financial Services Cash Flow-to-Debt Ratio by Year (2005–2024)
Discover Financial Services cash flow-to-debt ratio by year from 2005 to 2024. Year-by-year debt coverage analysis for Discover Financial Services. For the full cash flow conversion analysis, see Discover Financial Services (DFS) cash conversion ratio.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.06x | $8.43 Billion | $129.71 Billion | ▲ +3.7% |
| 2023 | 0.06x | $8.56 Billion | $136.69 Billion | ▲ +2.7% |
| 2022 | 0.06x | $7.14 Billion | $117.04 Billion | ▼ -1.9% |
| 2021 | 0.06x | $6.02 Billion | $96.83 Billion | ▼ -78.7% |
| 2020 | 0.29x | $6.20 Billion | $21.24 Billion | ▲ +21.0% |
| 2019 | 0.24x | $6.20 Billion | $25.70 Billion | ▲ +357.1% |
| 2018 | 0.05x | $5.19 Billion | $98.42 Billion | ▼ -9.7% |
| 2017 | 0.06x | $5.21 Billion | $89.19 Billion | ▲ +6.9% |
| 2016 | 0.05x | $4.42 Billion | $80.98 Billion | ▲ +7.3% |
| 2015 | 0.05x | $3.85 Billion | $75.66 Billion | ▼ -4.2% |
| 2014 | 0.05x | $3.83 Billion | $71.99 Billion | ▲ +3.6% |
| 2013 | 0.05x | $3.52 Billion | $68.53 Billion | ▲ +7.4% |
| 2012 | 0.05x | $3.04 Billion | $63.62 Billion | ▼ -19.4% |
| 2011 | 0.06x | $3.61 Billion | $60.88 Billion | ▼ -16.8% |
| 2010 | 0.07x | $3.87 Billion | $54.33 Billion | ▼ -25.5% |
| 2009 | 0.10x | $3.60 Billion | $37.59 Billion | ▼ -27.8% |
| 2008 | 0.13x | $4.50 Billion | $33.98 Billion | ▲ +106.7% |
| 2007 | 0.06x | $2.04 Billion | $31.78 Billion | ▼ -13.2% |
| 2006 | 0.07x | $1.72 Billion | $23.29 Billion | ▲ +0.9% |
| 2005 | 0.07x | $1.64 Billion | $22.34 Billion | — |