Discover Financial Services (DFS) — Free Cash Flow Generation Index

Latest as of March 2025: 0.97x

Discover Financial Services (DFS) has a Free Cash Flow Generation Index of 0.97x as of March 2025. Free cash flow of $2.07 Billion represents 1% of operating cash flow ($2.13 Billion). Read how much debt does Discover Financial Services carry for a breakdown of total debt and financial obligations.

FCF Generation Index

0.97x
Free Cash Flow / Operating CF

Free Cash Flow

$2.07 Billion
USD

Operating Cash Flow

$2.13 Billion
USD

Capital Expenditures

$64.00 Million
USD

Discover Financial Services Free Cash Flow Generation Index (2004–2024)

Historical FCF Generation Index trend for Discover Financial Services across 21 annual periods. Explore Discover Financial Services capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Discover Financial Services (2004–2024)

Year-by-year Free Cash Flow Generation Index for Discover Financial Services. For the full company profile including market capitalisation, see how much is Discover Financial Services worth.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2024 0.97x $8.16 Billion $8.43 Billion $268.00 Million ▲ +0.4%
2023 0.96x $8.26 Billion $8.56 Billion $303.00 Million ▼ -0.2%
2022 0.97x $6.90 Billion $7.14 Billion $236.00 Million ▼ -0.1%
2021 0.97x $5.83 Billion $6.02 Billion $194.00 Million ▲ +1.0%
2020 0.96x $5.93 Billion $6.20 Billion $261.00 Million ▲ +0.4%
2019 0.95x $5.91 Billion $6.20 Billion $284.00 Million ▲ +0.3%
2018 0.95x $4.94 Billion $5.19 Billion $254.00 Million ▼ -0.7%
2017 0.96x $4.99 Billion $5.21 Billion $218.00 Million ▼ -0.1%
2016 0.96x $4.25 Billion $4.42 Billion $179.00 Million ▲ +0.3%
2015 0.96x $3.69 Billion $3.85 Billion $168.00 Million ▼ -0.6%
2014 0.96x $3.68 Billion $3.83 Billion $145.00 Million ▲ +3.0%
2013 0.93x $3.29 Billion $3.52 Billion $231.00 Million ▼ -1.9%
2012 0.95x $2.90 Billion $3.04 Billion $144.00 Million ▼ -1.7%
2011 0.97x $3.50 Billion $3.61 Billion $111.56 Million ▼ -1.7%
2010 0.99x $3.82 Billion $3.87 Billion $54.68 Million ▲ +0.1%
2009 0.99x $3.54 Billion $3.60 Billion $53.79 Million ▲ +0.6%
2008 0.98x $4.41 Billion $4.50 Billion $93.53 Million ▲ +4.0%
2007 0.94x $1.92 Billion $2.04 Billion $118.27 Million ▲ +2.8%
2006 0.92x $1.58 Billion $1.72 Billion $144.15 Million ▼ -2.5%
2005 0.94x $1.54 Billion $1.64 Billion $97.96 Million ▲ +0.2%
2004 0.94x $1.49 Billion $1.59 Billion $98.71 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).