SmartFinancial, Inc. Cash Flow Reinvestment Rate
SmartFinancial, Inc. cash flow reinvestment rate. SmartFinancial, Inc. (SMBK) has a Cash Flow Reinvestment Rate of 1.33x as of March 2026, reinvesting $21.75 Million (capex $6.20 Million plus investments $-15.54 Million) from operating cash flow of $16.36 Million. Explore SMBK operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of SmartFinancial, Inc. (2001–2025)
Cash flow reinvestment rate of SmartFinancial, Inc. from 2001 to 2025. Historical reinvestment intensity for SmartFinancial, Inc. across 25 annual periods. Explore SmartFinancial, Inc. (SMBK) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
SmartFinancial, Inc. Cash Flow Reinvestment Rate by Year (2001–2025)
SmartFinancial, Inc. cash flow reinvestment rate by year from 2001 to 2025. Year-by-year capital reinvestment analysis for SmartFinancial, Inc.. For the full cash flow conversion analysis, see SMBK operating cash flow.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.68x | $41.96 Million | $61.72 Million | $2.39 Million | ▼ -91.6% |
| 2024 | 8.10x | $426.63 Million | $52.70 Million | $6.41 Million | ▲ +85.0% |
| 2023 | 4.38x | $173.82 Million | $39.72 Million | $6.27 Million | ▼ -70.3% |
| 2022 | 14.75x | $837.85 Million | $56.79 Million | $12.49 Million | ▲ +181.5% |
| 2021 | 5.24x | $242.01 Million | $46.18 Million | $2.38 Million | ▼ -42.5% |
| 2020 | 9.11x | $264.78 Million | $29.07 Million | $5.44 Million | ▲ +149.5% |
| 2019 | 3.65x | $109.02 Million | $29.87 Million | $6.27 Million | ▼ -24.1% |
| 2018 | 4.81x | $100.16 Million | $20.82 Million | $3.85 Million | ▼ -89.9% |
| 2017 | 47.52x | $58.94 Million | $1.24 Million | $2.80 Million | ▲ +798.5% |
| 2016 | 5.29x | $61.31 Million | $11.59 Million | $6.99 Million | ▲ +136.5% |
| 2015 | 2.24x | $5.24 Million | $2.34 Million | $1.08 Million | ▼ -47.7% |
| 2014 | 4.28x | $7.22 Million | $1.69 Million | $2.85 Million | ▲ +132606.4% |
| 2013 | 0.00x | $14.25K | $4.42 Million | $14.25K | ▼ -90.7% |
| 2012 | 0.03x | $160.16K | $4.64 Million | $160.16K | ▼ -31.4% |
| 2011 | 0.05x | $123.67K | $2.46 Million | $123.67K | ▼ -39.1% |
| 2010 | 0.08x | $835.01K | $10.11 Million | $835.01K | ▲ +61.1% |
| 2009 | 0.05x | $310.11K | $6.05 Million | $310.11K | ▼ -93.1% |
| 2008 | 0.74x | $2.59 Million | $3.50 Million | $2.59 Million | ▲ +937.8% |
| 2007 | 0.07x | $840.64K | $11.78 Million | $840.64K | ▼ -70.4% |
| 2006 | 0.24x | $1.28 Million | $5.30 Million | $1.28 Million | ▼ -18.5% |
| 2005 | 0.30x | $1.98 Million | $6.69 Million | $1.98 Million | ▼ -44.4% |
| 2004 | 0.53x | $2.42 Million | $4.55 Million | $2.42 Million | ▲ +296.5% |
| 2003 | 0.13x | $630.75K | $4.69 Million | $630.75K | ▲ +61.8% |
| 2002 | 0.08x | $265.74K | $3.20 Million | $265.74K | — |
| 2001 | 0.00x | $0.00 | $1.40 Billion | $0.00 | — |