SmartFinancial, Inc. Net Asset Quality Index
SmartFinancial, Inc. net asset quality index. SmartFinancial, Inc. (SMBK) has a Net Asset Quality Index of 9.5% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $5.91 Billion minus total liabilities of $5.35 Billion yields net assets of $562.16 Million. A higher index indicates a stronger, lower-leverage balance sheet. See SMBK net assets for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of SmartFinancial, Inc. (2001–2025)
Net asset quality index of SmartFinancial, Inc. from 2001 to 2025. This chart shows how SmartFinancial, Inc.'s Net Asset Quality Index has evolved across 25 annual periods from 2001 to 2025. As of March 2026, the index stands at 9.5%, representing net assets of $562.16 Million against total assets of $5.91 Billion USD. Check SMBK strategic asset allocation to assess the company's strategic physical and investment asset allocation.
SmartFinancial, Inc. Net Asset Quality Index by Year (2001–2025)
SmartFinancial, Inc. net asset quality index by year from 2001 to 2025. The table below presents the year-by-year Net Asset Quality Index for SmartFinancial, Inc. from 2001 to 2025, covering 25 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see market cap of SmartFinancial, Inc..
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 9.4% | $552.49 Million | $5.86 Billion | $5.31 Billion | ▲ +0.1 pp |
| 2024 | 9.3% | $491.46 Million | $5.28 Billion | $4.78 Billion | ▼ -0.2 pp |
| 2023 | 9.5% | $459.89 Million | $4.83 Billion | $4.37 Billion | ▲ +0.1 pp |
| 2022 | 9.4% | $432.45 Million | $4.61 Billion | $4.18 Billion | ▲ +0.1 pp |
| 2021 | 9.3% | $429.43 Million | $4.61 Billion | $4.18 Billion | ▼ -87.0 pp |
| 2020 | 96.4% | $3.18 Billion | $3.30 Billion | $120.55 Million | ▲ +83.6 pp |
| 2019 | 12.8% | $312.75 Million | $2.45 Billion | $2.14 Billion | ▲ +0.3 pp |
| 2018 | 12.4% | $283.01 Million | $2.27 Billion | $1.99 Billion | ▲ +0.5 pp |
| 2017 | 12.0% | $205.85 Million | $1.72 Billion | $1.51 Billion | ▲ +2.1 pp |
| 2016 | 9.9% | $105.24 Million | $1.06 Billion | $957.22 Million | ▲ +0.1 pp |
| 2015 | 9.8% | $100.18 Million | $1.02 Billion | $923.79 Million | ▼ -0.7 pp |
| 2014 | 10.5% | $55.89 Million | $533.80 Million | $477.91 Million | ▲ +1.2 pp |
| 2013 | 9.3% | $40.13 Million | $432.22 Million | $392.09 Million | ▲ +0.0 pp |
| 2012 | 9.3% | $40.89 Million | $440.46 Million | $399.57 Million | ▲ +1.0 pp |
| 2011 | 8.3% | $35.21 Million | $422.65 Million | $387.45 Million | ▲ +2.5 pp |
| 2010 | 5.8% | $25.82 Million | $441.50 Million | $415.68 Million | ▲ +0.6 pp |
| 2009 | 5.2% | $27.84 Million | $532.40 Million | $504.57 Million | ▼ -2.5 pp |
| 2008 | 7.7% | $36.50 Million | $471.80 Million | $435.30 Million | ▼ -0.4 pp |
| 2007 | 8.2% | $36.33 Million | $444.42 Million | $408.09 Million | ▼ -2.0 pp |
| 2006 | 10.2% | $38.18 Million | $374.94 Million | $336.76 Million | ▲ +0.2 pp |
| 2005 | 10.0% | $32.47 Million | $323.61 Million | $291.15 Million | ▲ +0.1 pp |
| 2004 | 10.0% | $24.81 Million | $248.61 Million | $223.81 Million | ▲ +1.6 pp |
| 2003 | 8.4% | $16.90 Million | $201.00 Million | $184.09 Million | ▼ -1.1 pp |
| 2002 | 9.5% | $15.15 Million | $159.90 Million | $144.76 Million | ▼ -0.4 pp |
| 2001 | 9.9% | $14.08 Billion | $142.46 Billion | $128.38 Billion | — |