SmartFinancial, Inc. Tangible Net Worth Ratio
SmartFinancial, Inc. tangible net worth ratio. SmartFinancial, Inc. (SMBK) has a Tangible Net Worth Ratio of 99.2% as of March 2026. This metric is calculated by deducting intangible assets ($4.47 Million) from net assets ($562.16 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Check SmartFinancial, Inc. strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Tangible Net Worth Ratio of SmartFinancial, Inc. (2001–2025)
Tangible net worth ratio of SmartFinancial, Inc. from 2001 to 2025. This chart shows how SmartFinancial, Inc.'s Tangible Net Worth Ratio has changed across 25 annual periods from 2001 to 2025. As of March 2026, the ratio stands at 99.2%, reflecting net assets of $562.16 Million with intangible assets of $4.47 Million USD. See SmartFinancial, Inc. current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
SmartFinancial, Inc. Tangible Net Worth Ratio by Year (2001–2025)
SmartFinancial, Inc. tangible net worth ratio by year from 2001 to 2025. The table below presents the year-by-year Tangible Net Worth Ratio for SmartFinancial, Inc. from 2001 to 2025, covering 25 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For live market cap and overall valuation, see SMBK market cap.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 99.1% | $552.49 Million | $4.93 Million | $5.86 Billion | ▲ +0.9 pp |
| 2024 | 98.2% | $491.46 Million | $8.62 Million | $5.28 Billion | ▲ +0.6 pp |
| 2023 | 97.6% | $459.89 Million | $11.00 Million | $4.83 Billion | ▲ +0.8 pp |
| 2022 | 96.8% | $432.45 Million | $13.63 Million | $4.61 Billion | ▲ +0.2 pp |
| 2021 | 96.7% | $429.43 Million | $14.29 Million | $4.61 Billion | ▼ -2.9 pp |
| 2020 | 99.6% | $3.18 Billion | $12.34 Million | $3.30 Billion | ▲ +3.3 pp |
| 2019 | 96.3% | $312.75 Million | $11.58 Million | $2.45 Billion | ▲ +0.9 pp |
| 2018 | 95.4% | $283.01 Million | $12.93 Million | $2.27 Billion | ▼ -0.7 pp |
| 2017 | 96.1% | $205.85 Million | $7.96 Million | $1.72 Billion | ▼ -1.5 pp |
| 2016 | 97.7% | $105.24 Million | $2.47 Million | $1.06 Billion | ▲ +0.4 pp |
| 2015 | 97.2% | $100.18 Million | $2.77 Million | $1.02 Billion | ▼ -2.3 pp |
| 2014 | 99.5% | $55.89 Million | $258.00K | $533.80 Million | ▲ +0.6 pp |
| 2013 | 99.0% | $40.13 Million | $421.34K | $432.22 Million | ▼ -1.0 pp |
| 2012 | 100.0% | $40.89 Million | $0.00 | $440.46 Million | ▲ +0.0 pp |
| 2011 | 100.0% | $35.21 Million | $0.00 | $422.65 Million | ▲ +0.0 pp |
| 2010 | 100.0% | $25.82 Million | $0.00 | $441.50 Million | ▼ -9120.4 pp |
| 2009 | 9220.4% | $27.84 Million | $-2.54 Billion | $532.40 Million | ▲ +2165.5 pp |
| 2008 | 7055.0% | $36.50 Million | $-2.54 Billion | $471.80 Million | ▼ -33.0 pp |
| 2007 | 7087.9% | $36.33 Million | $-2.54 Billion | $444.42 Million | ▲ +6987.9 pp |
| 2006 | 100.0% | $38.18 Million | $0.00 | $374.94 Million | ▲ +0.0 pp |
| 2005 | 100.0% | $32.47 Million | $0.00 | $323.61 Million | ▲ +0.0 pp |
| 2004 | 100.0% | $24.81 Million | $0.00 | $248.61 Million | ▼ -15020.2 pp |
| 2003 | 15120.2% | $16.90 Million | $-2.54 Billion | $201.00 Million | ▲ +15020.2 pp |
| 2002 | 100.0% | $15.15 Million | $0.00 | $159.90 Million | ▲ +0.0 pp |
| 2001 | 100.0% | $14.08 Billion | $0.00 | $142.46 Billion | — |