SmartFinancial, Inc. Free Cash Flow Generation Index

Latest as of March 2026: 0.62x

SmartFinancial, Inc. free cash flow generation index. SmartFinancial, Inc. (SMBK) has a Free Cash Flow Generation Index of 0.62x as of March 2026. Free cash flow of $10.16 Million represents 1% of operating cash flow ($16.36 Million).

FCF Generation Index

0.62x
Free Cash Flow / Operating CF

Free Cash Flow

$10.16 Million
USD

Operating Cash Flow

$16.36 Million
USD

Capital Expenditures

$6.20 Million
USD

Free Cash Flow Generation Index of SmartFinancial, Inc. (2001–2025)

Free cash flow generation index of SmartFinancial, Inc. from 2001 to 2025. Historical FCF Generation Index trend for SmartFinancial, Inc. across 25 annual periods. See SMBK financial flexibility score to measure the company's free cash flow as a share of total liabilities.

SmartFinancial, Inc. Free Cash Flow Generation Index by Year (2001–2025)

SmartFinancial, Inc. free cash flow generation index by year from 2001 to 2025. Year-by-year Free Cash Flow Generation Index for SmartFinancial, Inc.. For the full cash flow conversion analysis, see SmartFinancial, Inc. (SMBK) cash flow conversion.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.96x $59.34 Million $61.72 Million $2.39 Million ▲ +9.4%
2024 0.88x $46.30 Million $52.70 Million $6.41 Million ▲ +4.3%
2023 0.84x $33.45 Million $39.72 Million $6.27 Million ▲ +7.9%
2022 0.78x $44.31 Million $56.79 Million $12.49 Million ▼ -17.8%
2021 0.95x $43.80 Million $46.18 Million $2.38 Million ▲ +16.7%
2020 0.81x $23.63 Million $29.07 Million $5.44 Million ▲ +2.9%
2019 0.79x $23.60 Million $29.87 Million $6.27 Million ▼ -3.1%
2018 0.82x $16.98 Million $20.82 Million $3.85 Million ▲ +164.9%
2017 -1.26x $-1.56 Million $1.24 Million $2.80 Million ▼ -417.0%
2016 0.40x $4.60 Million $11.59 Million $6.99 Million ▼ -26.3%
2015 0.54x $1.26 Million $2.34 Million $1.08 Million ▲ +178.0%
2014 -0.69x $-1.16 Million $1.69 Million $2.85 Million ▼ -169.2%
2013 1.00x $4.41 Million $4.42 Million $14.25K ▲ +3.2%
2012 0.97x $4.48 Million $4.64 Million $160.16K ▲ +1.7%
2011 0.95x $2.34 Million $2.46 Million $123.67K ▲ +3.5%
2010 0.92x $9.27 Million $10.11 Million $835.01K ▼ -3.3%
2009 0.95x $5.74 Million $6.05 Million $310.11K ▲ +265.5%
2008 0.26x $907.75K $3.50 Million $2.59 Million ▼ -72.1%
2007 0.93x $10.94 Million $11.78 Million $840.64K ▲ +22.4%
2006 0.76x $4.02 Million $5.30 Million $1.28 Million ▲ +7.8%
2005 0.70x $4.71 Million $6.69 Million $1.98 Million ▲ +50.7%
2004 0.47x $2.13 Million $4.55 Million $2.42 Million ▼ -46.0%
2003 0.87x $4.06 Million $4.69 Million $630.75K ▼ -5.6%
2002 0.92x $2.93 Million $3.20 Million $265.74K ▼ -8.3%
2001 1.00x $1.40 Billion $1.40 Billion $0.00 —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).