Essent Group Ltd. (EG0) — Cash Flow-to-Debt Ratio

Latest as of December 2025: 0.14x

Essent Group Ltd. (EG0) has a Cash Flow-to-Debt Ratio of 0.14x as of December 2025, meaning its operating cash flow of €229.09 Million could theoretically repay 0% of its total liabilities (€1.68 Billion) in one year. See Essent Group Ltd. free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

0.14x
Operating CF / Total Liabilities

Operating Cash Flow

€229.09 Million
EUR

Total Liabilities

€1.68 Billion
EUR

Data as of

Dec 2025
Most recent filing

Essent Group Ltd. Cash Flow-to-Debt Ratio (2016–2025)

Historical debt coverage capacity for Essent Group Ltd. across 10 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Essent Group Ltd..

Annual Cash Flow-to-Debt Ratio for Essent Group Ltd. (2016–2025)

Year-by-year debt coverage analysis for Essent Group Ltd.. Check Essent Group Ltd. earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (EUR) Total Liabilities YoY Change
2025 0.51x €856.05 Million €1.68 Billion ▼ -11.0%
2024 0.57x €861.53 Million €1.51 Billion ▲ +5.1%
2023 0.54x €719.91 Million €1.32 Billion ▲ +16.5%
2022 0.47x €588.82 Million €1.26 Billion ▼ -2.2%
2021 0.48x €709.26 Million €1.49 Billion ▼ -12.1%
2020 0.54x €727.93 Million €1.34 Billion ▼ -18.2%
2019 0.66x €589.85 Million €888.58 Million ▼ -16.7%
2018 0.80x €625.32 Million €784.25 Million ▲ +58.8%
2017 0.50x €368.57 Million €733.93 Million ▼ -1.0%
2016 0.51x €273.48 Million €539.23 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.