Essent Group Ltd. (EG0) — Financial Flexibility Index

Latest as of December 2025: 0.14x

Essent Group Ltd. (EG0) has a Financial Flexibility Index of 0.14x as of December 2025. Free cash flow of €230.23 Million (operating CF €229.09 Million minus capex €1.14 Million) represents 0% of total liabilities (€1.68 Billion). Check Essent Group Ltd. strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.14x
Free Cash Flow / Total Liabilities

Free Cash Flow

€230.23 Million
Operating CF − Capex

Total Liabilities

€1.68 Billion
EUR

Capital Expenditures

€1.14 Million
EUR

Essent Group Ltd. Financial Flexibility Index (2016–2025)

Historical Financial Flexibility Index trend for Essent Group Ltd. across 10 annual periods. See Essent Group Ltd. short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Essent Group Ltd. (2016–2025)

Year-by-year free cash flow to debt coverage for Essent Group Ltd.. For the full company profile including market capitalisation, see how much is Essent Group Ltd. worth.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.51x €863.42 Million €856.05 Million €1.68 Billion ▼ -12.0%
2024 0.58x €878.30 Million €861.53 Million €1.51 Billion ▲ +6.6%
2023 0.55x €723.22 Million €719.91 Million €1.32 Billion ▲ +16.2%
2022 0.47x €592.80 Million €588.82 Million €1.26 Billion ▼ -1.9%
2021 0.48x €711.75 Million €709.26 Million €1.49 Billion ▼ -12.1%
2020 0.55x €730.38 Million €727.93 Million €1.34 Billion ▼ -18.4%
2019 0.67x €593.26 Million €589.85 Million €888.58 Million ▼ -16.8%
2018 0.80x €629.38 Million €625.32 Million €784.25 Million ▲ +58.6%
2017 0.51x €371.36 Million €368.57 Million €733.93 Million ▼ -1.4%
2016 0.51x €276.64 Million €273.48 Million €539.23 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities