Essent Group Ltd. (EG0) — Financial Flexibility Index
Essent Group Ltd. (EG0) has a Financial Flexibility Index of 0.14x as of December 2025. Free cash flow of €230.23 Million (operating CF €229.09 Million minus capex €1.14 Million) represents 0% of total liabilities (€1.68 Billion). Check EG0 total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Essent Group Ltd. Financial Flexibility Index (2016–2025)
Historical Financial Flexibility Index trend for Essent Group Ltd. across 10 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Essent Group Ltd..
Annual Financial Flexibility Index for Essent Group Ltd. (2016–2025)
Year-by-year free cash flow to debt coverage for Essent Group Ltd.. Explore debt repayment capacity of Essent Group Ltd. to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.51x | €863.42 Million | €856.05 Million | €1.68 Billion | ▼ -12.0% |
| 2024 | 0.58x | €878.30 Million | €861.53 Million | €1.51 Billion | ▲ +6.6% |
| 2023 | 0.55x | €723.22 Million | €719.91 Million | €1.32 Billion | ▲ +16.2% |
| 2022 | 0.47x | €592.80 Million | €588.82 Million | €1.26 Billion | ▼ -1.9% |
| 2021 | 0.48x | €711.75 Million | €709.26 Million | €1.49 Billion | ▼ -12.1% |
| 2020 | 0.55x | €730.38 Million | €727.93 Million | €1.34 Billion | ▼ -18.4% |
| 2019 | 0.67x | €593.26 Million | €589.85 Million | €888.58 Million | ▼ -16.8% |
| 2018 | 0.80x | €629.38 Million | €625.32 Million | €784.25 Million | ▲ +58.6% |
| 2017 | 0.51x | €371.36 Million | €368.57 Million | €733.93 Million | ▼ -1.4% |
| 2016 | 0.51x | €276.64 Million | €273.48 Million | €539.23 Million | — |