KB Financial Group Inc (KBIA) — Cash Flow-to-Debt Ratio
KB Financial Group Inc (KBIA) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of €7.43 Trillion could theoretically repay 0% of its total liabilities (€737.09 Trillion) in one year. See how financially flexible is KB Financial Group Inc to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
KB Financial Group Inc Cash Flow-to-Debt Ratio (2017–2025)
Historical debt coverage capacity for KB Financial Group Inc across 9 annual periods. For the full cash flow conversion analysis, see KBIA cash generation efficiency.
Annual Cash Flow-to-Debt Ratio for KB Financial Group Inc (2017–2025)
Year-by-year debt coverage analysis for KB Financial Group Inc. Check KB Financial Group Inc cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (EUR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | €4.23 Trillion | €737.09 Trillion | ▼ -0.4% |
| 2024 | 0.01x | €4.02 Trillion | €698.03 Trillion | ▼ -7.9% |
| 2023 | 0.01x | €4.11 Trillion | €657.09 Trillion | ▲ +137.4% |
| 2022 | -0.02x | €-10.88 Trillion | €651.53 Trillion | ▲ +70.2% |
| 2021 | -0.06x | €-34.52 Trillion | €615.60 Trillion | ▲ +18.3% |
| 2020 | -0.07x | €-38.92 Trillion | €567.31 Trillion | ▼ -72.4% |
| 2019 | -0.04x | €-19.08 Trillion | €479.42 Trillion | ▲ +40.4% |
| 2018 | -0.07x | €-29.64 Trillion | €443.88 Trillion | ▼ -13.5% |
| 2017 | -0.06x | €-23.69 Trillion | €402.74 Trillion | — |