KB Financial Group Inc (KBIA) — Financial Flexibility Index
KB Financial Group Inc (KBIA) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of €7.65 Trillion (operating CF €7.43 Trillion minus capex €218.77 Billion) represents 0% of total liabilities (€737.09 Trillion). Check KB Financial Group Inc (KBIA) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
KB Financial Group Inc Financial Flexibility Index (2017–2025)
Historical Financial Flexibility Index trend for KB Financial Group Inc across 9 annual periods. For the full cash flow conversion analysis, see KB Financial Group Inc (KBIA) cash flow conversion.
Annual Financial Flexibility Index for KB Financial Group Inc (2017–2025)
Year-by-year free cash flow to debt coverage for KB Financial Group Inc. Explore how well can KB Financial Group Inc service its debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | €4.78 Trillion | €4.23 Trillion | €737.09 Trillion | ▼ -2.6% |
| 2024 | 0.01x | €4.65 Trillion | €4.02 Trillion | €698.03 Trillion | ▼ -8.7% |
| 2023 | 0.01x | €4.79 Trillion | €4.11 Trillion | €657.09 Trillion | ▲ +144.9% |
| 2022 | -0.02x | €-10.58 Trillion | €-10.88 Trillion | €651.53 Trillion | ▲ +70.8% |
| 2021 | -0.06x | €-34.24 Trillion | €-34.52 Trillion | €615.60 Trillion | ▲ +17.9% |
| 2020 | -0.07x | €-38.44 Trillion | €-38.92 Trillion | €567.31 Trillion | ▼ -75.9% |
| 2019 | -0.04x | €-18.47 Trillion | €-19.08 Trillion | €479.42 Trillion | ▲ +41.4% |
| 2018 | -0.07x | €-29.19 Trillion | €-29.64 Trillion | €443.88 Trillion | ▼ -13.2% |
| 2017 | -0.06x | €-23.40 Trillion | €-23.69 Trillion | €402.74 Trillion | — |