Bank Artos Indonesia Tbk PT (ARTO) — Cash Flow-to-Debt Ratio
Bank Artos Indonesia Tbk PT (ARTO) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of Rp310.13 Billion could theoretically repay 0% of its total liabilities (Rp30.62 Trillion) in one year. See how financially flexible is Bank Artos Indonesia Tbk PT to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank Artos Indonesia Tbk PT Cash Flow-to-Debt Ratio (2012–2025)
Historical debt coverage capacity for Bank Artos Indonesia Tbk PT across 14 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Bank Artos Indonesia Tbk PT.
Annual Cash Flow-to-Debt Ratio for Bank Artos Indonesia Tbk PT (2012–2025)
Year-by-year debt coverage analysis for Bank Artos Indonesia Tbk PT. Check earnings quality score of Bank Artos Indonesia Tbk PT to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.06x | Rp1.79 Trillion | Rp27.68 Trillion | ▼ -59.9% |
| 2024 | 0.16x | Rp3.23 Trillion | Rp20.02 Trillion | ▼ -7.3% |
| 2023 | 0.17x | Rp2.25 Trillion | Rp12.94 Trillion | ▲ +0.6% |
| 2022 | 0.17x | Rp1.50 Trillion | Rp8.70 Trillion | ▲ +118.6% |
| 2021 | -0.93x | Rp-3.79 Trillion | Rp4.06 Trillion | ▼ -169.9% |
| 2020 | -0.35x | Rp-327.18 Billion | Rp947.54 Billion | ▲ +56.1% |
| 2019 | -0.79x | Rp-503.28 Billion | Rp639.88 Billion | ▼ -402.1% |
| 2018 | -0.16x | Rp-86.02 Billion | Rp549.11 Billion | ▼ -367.6% |
| 2017 | 0.06x | Rp40.87 Billion | Rp698.18 Billion | ▲ +164.9% |
| 2016 | -0.09x | Rp-56.59 Billion | Rp627.51 Billion | ▼ -443.3% |
| 2015 | -0.02x | Rp-10.60 Billion | Rp638.43 Billion | ▲ +100.0% |
| 2014 | -43.67x | Rp-123.64 Billion | Rp2.83 Billion | ▲ +38.1% |
| 2013 | -70.60x | Rp-117.53 Billion | Rp1.66 Billion | ▼ -76.1% |
| 2012 | -40.09x | Rp-58.53 Billion | Rp1.46 Billion | — |