Bank Artos Indonesia Tbk PT (ARTO) — Defensive Interval Ratio

Latest as of March 2026: 40 days

Bank Artos Indonesia Tbk PT (ARTO) has a Defensive Interval Ratio of 40 days as of March 2026. Defensive assets of Rp351.50 Billion (cash Rp-, short-term investments Rp-, receivables Rp351.50 Billion) cover 40 days of daily cash needs of Rp8.71 Billion/day. See Bank Artos Indonesia Tbk PT working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

40 days
Days of operational coverage

Defensive Assets

Rp351.50 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rp8.71 Billion
Current Liabilities ÷ 365

Current Liabilities

Rp3.18 Trillion
IDR

Bank Artos Indonesia Tbk PT Defensive Interval Ratio (2012–2025)

This chart shows how Bank Artos Indonesia Tbk PT's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of March 2026, the ratio stands at 40 days, meaning defensive assets of Rp351.50 Billion can fund 40 days of operations without new revenue. See ARTO equity to assets ratio to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Bank Artos Indonesia Tbk PT (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bank Artos Indonesia Tbk PT from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see ARTO company net worth.

Year DIR (days) Defensive Assets (IDR) Daily Cash Need Cash ST Investments Change (days)
2025 203 days Rp340.23 Billion Rp1.68 Billion/day Rp- Rp14.50 Billion ▲ +192 days
2024 11 days Rp320.08 Billion Rp28.95 Billion/day Rp- Rp- ▲ +243 days
2023 -232 days Rp-5.16 Trillion Rp22.29 Billion/day Rp- Rp-5.40 Trillion ▼ -11099 days
2022 10867 days Rp204.39 Billion Rp18.81 Million/day Rp- Rp- ▼ -107 days
2021 10974 days Rp130.81 Billion Rp11.92 Million/day Rp- Rp- ▲ +7260 days
2020 3714 days Rp21.70 Billion Rp5.84 Million/day Rp- Rp- ▲ +4443 days
2019 -729 days Rp-238.99 Billion Rp328.04 Million/day Rp- Rp-240.08 Billion ▼ -975 days
2018 247 days Rp66.76 Billion Rp270.57 Million/day Rp- Rp65.19 Billion ▲ +70 days
2017 176 days Rp57.21 Billion Rp324.14 Million/day Rp- Rp55.63 Billion ▲ +27 days
2016 150 days Rp40.04 Billion Rp267.53 Million/day Rp- Rp37.27 Billion ▼ -439 days
2015 588 days Rp3.98 Billion Rp6.76 Million/day Rp- Rp500.00 Million ▼ -5519 days
2014 6108 days Rp47.37 Billion Rp7.76 Million/day Rp- Rp47.37 Billion ▼ -179 days
2013 6287 days Rp28.68 Billion Rp4.56 Million/day Rp- Rp28.68 Billion ▼ -52 days
2012 6339 days Rp25.35 Billion Rp4.00 Million/day Rp- Rp25.35 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)