Bank Artos Indonesia Tbk PT (ARTO) — Financial Flexibility Index
Bank Artos Indonesia Tbk PT (ARTO) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of Rp310.69 Billion (operating CF Rp310.13 Billion minus capex Rp552.00 Million) represents 0% of total liabilities (Rp30.62 Trillion). Check ARTO PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Artos Indonesia Tbk PT Financial Flexibility Index (2012–2025)
Historical Financial Flexibility Index trend for Bank Artos Indonesia Tbk PT across 14 annual periods. See ARTO current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Bank Artos Indonesia Tbk PT (2012–2025)
Year-by-year free cash flow to debt coverage for Bank Artos Indonesia Tbk PT. For the full company profile including market capitalisation, see ARTO market cap overview.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.07x | Rp1.81 Trillion | Rp1.79 Trillion | Rp27.68 Trillion | ▼ -67.0% |
| 2024 | 0.20x | Rp3.96 Trillion | Rp3.23 Trillion | Rp20.02 Trillion | ▼ -11.8% |
| 2023 | 0.22x | Rp2.90 Trillion | Rp2.25 Trillion | Rp12.94 Trillion | ▼ -2.1% |
| 2022 | 0.23x | Rp1.99 Trillion | Rp1.50 Trillion | Rp8.70 Trillion | ▲ +127.5% |
| 2021 | -0.83x | Rp-3.38 Trillion | Rp-3.79 Trillion | Rp4.06 Trillion | ▼ -527.2% |
| 2020 | -0.13x | Rp-125.73 Billion | Rp-327.18 Billion | Rp947.54 Billion | ▲ +83.1% |
| 2019 | -0.78x | Rp-501.75 Billion | Rp-503.28 Billion | Rp639.88 Billion | ▼ -408.3% |
| 2018 | -0.15x | Rp-84.71 Billion | Rp-86.02 Billion | Rp549.11 Billion | ▼ -358.6% |
| 2017 | 0.06x | Rp41.66 Billion | Rp40.87 Billion | Rp698.18 Billion | ▲ +169.9% |
| 2016 | -0.09x | Rp-53.59 Billion | Rp-56.59 Billion | Rp627.51 Billion | ▼ -658.7% |
| 2015 | -0.01x | Rp-7.19 Billion | Rp-10.60 Billion | Rp638.43 Billion | ▲ +100.0% |
| 2014 | -42.71x | Rp-120.92 Billion | Rp-123.64 Billion | Rp2.83 Billion | ▲ +38.8% |
| 2013 | -69.74x | Rp-116.09 Billion | Rp-117.53 Billion | Rp1.66 Billion | ▼ -84.9% |
| 2012 | -37.72x | Rp-55.07 Billion | Rp-58.53 Billion | Rp1.46 Billion | — |