Clipan Finance Indonesia Tbk (CFIN) — Cash Flow-to-Debt Ratio
Clipan Finance Indonesia Tbk (CFIN) has a Cash Flow-to-Debt Ratio of 0.13x as of September 2025, meaning its operating cash flow of Rp531.71 Billion could theoretically repay 0% of its total liabilities (Rp4.04 Trillion) in one year. See financial agility of Clipan Finance Indonesia Tbk to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Clipan Finance Indonesia Tbk Cash Flow-to-Debt Ratio (2011–2024)
Historical debt coverage capacity for Clipan Finance Indonesia Tbk across 14 annual periods. For the full cash flow conversion analysis, see CFIN cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Clipan Finance Indonesia Tbk (2011–2024)
Year-by-year debt coverage analysis for Clipan Finance Indonesia Tbk. Check Clipan Finance Indonesia Tbk earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | -0.01x | Rp-41.84 Billion | Rp4.35 Trillion | ▲ +96.0% |
| 2023 | -0.24x | Rp-1.07 Trillion | Rp4.38 Trillion | ▼ -36.8% |
| 2022 | -0.18x | Rp-522.55 Billion | Rp2.94 Trillion | ▼ -119.5% |
| 2021 | 0.91x | Rp2.11 Trillion | Rp2.32 Trillion | ▲ +93.8% |
| 2020 | 0.47x | Rp2.90 Trillion | Rp6.17 Trillion | ▲ +731.5% |
| 2019 | -0.07x | Rp-552.03 Billion | Rp7.41 Trillion | ▲ +33.9% |
| 2018 | -0.11x | Rp-757.88 Billion | Rp6.73 Trillion | ▲ +76.1% |
| 2017 | -0.47x | Rp-2.76 Trillion | Rp5.86 Trillion | ▼ -647.8% |
| 2016 | 0.09x | Rp253.22 Billion | Rp2.95 Trillion | ▼ -50.5% |
| 2015 | 0.17x | Rp529.68 Billion | Rp3.05 Trillion | ▲ +514.4% |
| 2014 | -0.04x | Rp-141.95 Billion | Rp3.38 Trillion | ▲ +81.8% |
| 2013 | -0.23x | Rp-761.95 Billion | Rp3.31 Trillion | ▼ -258.2% |
| 2012 | 0.15x | Rp349.72 Billion | Rp2.40 Trillion | ▲ +123.4% |
| 2011 | -0.62x | Rp-1.63 Trillion | Rp2.61 Trillion | — |