Clipan Finance Indonesia Tbk (CFIN) — Financial Flexibility Index

Latest as of September 2025: 0.13x

Clipan Finance Indonesia Tbk (CFIN) has a Financial Flexibility Index of 0.13x as of September 2025. Free cash flow of Rp540.09 Billion (operating CF Rp531.71 Billion minus capex Rp8.38 Billion) represents 0% of total liabilities (Rp4.04 Trillion). Check Clipan Finance Indonesia Tbk (CFIN) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.13x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp540.09 Billion
Operating CF − Capex

Total Liabilities

Rp4.04 Trillion
IDR

Capital Expenditures

Rp8.38 Billion
IDR

Clipan Finance Indonesia Tbk Financial Flexibility Index (2011–2024)

Historical Financial Flexibility Index trend for Clipan Finance Indonesia Tbk across 14 annual periods. For the full cash flow conversion analysis, see Clipan Finance Indonesia Tbk (CFIN) cash conversion ratio.

Annual Financial Flexibility Index for Clipan Finance Indonesia Tbk (2011–2024)

Year-by-year free cash flow to debt coverage for Clipan Finance Indonesia Tbk. Explore cash flow to debt ratio of Clipan Finance Indonesia Tbk to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2024 0.00x Rp-6.40 Billion Rp-41.84 Billion Rp4.35 Trillion ▲ +99.4%
2023 -0.24x Rp-1.03 Trillion Rp-1.07 Trillion Rp4.38 Trillion ▼ -41.7%
2022 -0.17x Rp-488.26 Billion Rp-522.55 Billion Rp2.94 Trillion ▼ -118.0%
2021 0.92x Rp2.14 Trillion Rp2.11 Trillion Rp2.32 Trillion ▲ +94.3%
2020 0.47x Rp2.93 Trillion Rp2.90 Trillion Rp6.17 Trillion ▲ +807.9%
2019 -0.07x Rp-496.38 Billion Rp-552.03 Billion Rp7.41 Trillion ▲ +37.4%
2018 -0.11x Rp-720.30 Billion Rp-757.88 Billion Rp6.73 Trillion ▲ +76.8%
2017 -0.46x Rp-2.71 Trillion Rp-2.76 Trillion Rp5.86 Trillion ▼ -564.4%
2016 0.10x Rp293.15 Billion Rp253.22 Billion Rp2.95 Trillion ▼ -44.3%
2015 0.18x Rp544.36 Billion Rp529.68 Billion Rp3.05 Trillion ▲ +644.0%
2014 -0.03x Rp-111.12 Billion Rp-141.95 Billion Rp3.38 Trillion ▲ +85.3%
2013 -0.22x Rp-739.01 Billion Rp-761.95 Billion Rp3.31 Trillion ▼ -244.5%
2012 0.15x Rp371.39 Billion Rp349.72 Billion Rp2.40 Trillion ▲ +125.1%
2011 -0.61x Rp-1.61 Trillion Rp-1.63 Trillion Rp2.61 Trillion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities