Card Factory PLC (CARD) — Cash Flow-to-Debt Ratio
Card Factory PLC (CARD) has a Cash Flow-to-Debt Ratio of 0.07x as of July 2025, meaning its operating cash flow of GBX21.40 Million could theoretically repay 0% of its total liabilities (GBX300.10 Million) in one year. See CARD FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Card Factory PLC Cash Flow-to-Debt Ratio (2012–2025)
Historical debt coverage capacity for Card Factory PLC across 14 annual periods. Also explore Card Factory PLC equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Card Factory PLC (2012–2025)
Year-by-year debt coverage analysis for Card Factory PLC. For market capitalisation and broader financial context, see Card Factory PLC market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (GBX) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.33x | GBX88.90 Million | GBX268.70 Million | ▼ -25.7% |
| 2024 | 0.45x | GBX105.20 Million | GBX236.30 Million | ▲ +30.3% |
| 2023 | 0.34x | GBX91.90 Million | GBX269.00 Million | ▲ +9.7% |
| 2022 | 0.31x | GBX98.50 Million | GBX316.40 Million | ▲ +37.9% |
| 2021 | 0.23x | GBX73.60 Million | GBX326.00 Million | ▼ -28.8% |
| 2020 | 0.32x | GBX110.20 Million | GBX347.30 Million | ▼ -10.7% |
| 2019 | 0.36x | GBX128.70 Million | GBX362.20 Million | ▲ +11.5% |
| 2018 | 0.32x | GBX72.70 Million | GBX228.10 Million | ▼ -23.5% |
| 2017 | 0.42x | GBX81.80 Million | GBX196.30 Million | ▲ +0.2% |
| 2016 | 0.42x | GBX79.20 Million | GBX190.40 Million | ▲ +22.5% |
| 2015 | 0.34x | GBX75.30 Million | GBX221.70 Million | ▲ +121.7% |
| 2014 | 0.15x | GBX67.00 Million | GBX437.40 Million | ▲ +5.4% |
| 2013 | 0.15x | GBX68.50 Million | GBX471.20 Million | ▲ +32.3% |
| 2012 | 0.11x | GBX49.70 Million | GBX452.30 Million | — |