Card Factory PLC Financial Flexibility Index
Card Factory PLC financial flexibility index. Card Factory PLC (CARD) has a Financial Flexibility Index of 0.14x as of July 2026. Free cash flow of GBX44.70 Million (operating CF GBX39.00 Million minus capex GBX5.70 Million) represents 0% of total liabilities (GBX318.00 Million). See CARD FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Card Factory PLC (2012–2026)
Financial flexibility index of Card Factory PLC from 2012 to 2026. Historical Financial Flexibility Index trend for Card Factory PLC across 15 annual periods. Check cash flow quality index of Card Factory PLC to evaluate the quality of earnings relative to operating cash generation.
Card Factory PLC Financial Flexibility Index by Year (2012–2026)
Card Factory PLC financial flexibility index by year from 2012 to 2026. Year-by-year free cash flow to debt coverage for Card Factory PLC. For the full cash flow conversion analysis, see Card Factory PLC cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (GBX) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.38x | GBX115.60 Million | GBX103.90 Million | GBX306.40 Million | ▼ -5.5% |
| 2025 | 0.40x | GBX107.30 Million | GBX88.90 Million | GBX268.70 Million | ▼ -29.1% |
| 2024 | 0.56x | GBX133.00 Million | GBX105.20 Million | GBX236.30 Million | ▲ +37.5% |
| 2023 | 0.41x | GBX110.10 Million | GBX91.90 Million | GBX269.00 Million | ▲ +22.9% |
| 2022 | 0.33x | GBX105.40 Million | GBX98.50 Million | GBX316.40 Million | ▲ +33.9% |
| 2021 | 0.25x | GBX81.10 Million | GBX73.60 Million | GBX326.00 Million | ▼ -30.7% |
| 2020 | 0.36x | GBX124.70 Million | GBX110.20 Million | GBX347.30 Million | ▼ -6.4% |
| 2019 | 0.38x | GBX139.00 Million | GBX128.70 Million | GBX362.20 Million | ▲ +5.1% |
| 2018 | 0.37x | GBX83.30 Million | GBX72.70 Million | GBX228.10 Million | ▼ -20.7% |
| 2017 | 0.46x | GBX90.40 Million | GBX81.80 Million | GBX196.30 Million | ▼ -2.2% |
| 2016 | 0.47x | GBX89.70 Million | GBX79.20 Million | GBX190.40 Million | ▲ +23.6% |
| 2015 | 0.38x | GBX84.50 Million | GBX75.30 Million | GBX221.70 Million | ▲ +114.8% |
| 2014 | 0.18x | GBX77.60 Million | GBX67.00 Million | GBX437.40 Million | ▲ +1.7% |
| 2013 | 0.17x | GBX82.20 Million | GBX68.50 Million | GBX471.20 Million | ▲ +25.8% |
| 2012 | 0.14x | GBX62.70 Million | GBX49.70 Million | GBX452.30 Million | — |