Card Factory PLC (CARD) — Financial Flexibility Index

Latest as of July 2025: 0.09x

Card Factory PLC (CARD) has a Financial Flexibility Index of 0.09x as of July 2025. Free cash flow of GBX26.50 Million (operating CF GBX21.40 Million minus capex GBX5.10 Million) represents 0% of total liabilities (GBX300.10 Million). Also explore CARD year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.09x
Free Cash Flow / Total Liabilities

Free Cash Flow

GBX26.50 Million
Operating CF − Capex

Total Liabilities

GBX300.10 Million
GBX

Capital Expenditures

GBX5.10 Million
GBX

Card Factory PLC Financial Flexibility Index (2012–2025)

Historical Financial Flexibility Index trend for Card Factory PLC across 14 annual periods. Check CARD PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Card Factory PLC (2012–2025)

Year-by-year free cash flow to debt coverage for Card Factory PLC. For the full company profile including market capitalisation, see CARD company net worth.

Year Flexibility Index Free Cash Flow (GBX) Operating CF Total Liabilities YoY Change
2025 0.40x GBX107.30 Million GBX88.90 Million GBX268.70 Million ▼ -29.1%
2024 0.56x GBX133.00 Million GBX105.20 Million GBX236.30 Million ▲ +37.5%
2023 0.41x GBX110.10 Million GBX91.90 Million GBX269.00 Million ▲ +22.9%
2022 0.33x GBX105.40 Million GBX98.50 Million GBX316.40 Million ▲ +33.9%
2021 0.25x GBX81.10 Million GBX73.60 Million GBX326.00 Million ▼ -30.7%
2020 0.36x GBX124.70 Million GBX110.20 Million GBX347.30 Million ▼ -6.4%
2019 0.38x GBX139.00 Million GBX128.70 Million GBX362.20 Million ▲ +5.1%
2018 0.37x GBX83.30 Million GBX72.70 Million GBX228.10 Million ▼ -20.7%
2017 0.46x GBX90.40 Million GBX81.80 Million GBX196.30 Million ▼ -2.2%
2016 0.47x GBX89.70 Million GBX79.20 Million GBX190.40 Million ▲ +23.6%
2015 0.38x GBX84.50 Million GBX75.30 Million GBX221.70 Million ▲ +114.8%
2014 0.18x GBX77.60 Million GBX67.00 Million GBX437.40 Million ▲ +1.7%
2013 0.17x GBX82.20 Million GBX68.50 Million GBX471.20 Million ▲ +25.8%
2012 0.14x GBX62.70 Million GBX49.70 Million GBX452.30 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities