Card Factory PLC (CARD) — Defensive Interval Ratio

Latest as of July 2025: 64 days

Card Factory PLC (CARD) has a Defensive Interval Ratio of 64 days as of July 2025. Defensive assets of GBX18.80 Million (cash GBX-, short-term investments GBX-, receivables GBX18.80 Million) cover 64 days of daily cash needs of GBX295.07K/day. Check CARD tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

64 days
Days of operational coverage

Defensive Assets

GBX18.80 Million
Cash + ST Investments + Receivables

Daily Cash Need

GBX295.07K
Current Liabilities ÷ 365

Current Liabilities

GBX107.70 Million
GBX

Card Factory PLC Defensive Interval Ratio (2012–2025)

This chart shows how Card Factory PLC's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of July 2025, the ratio stands at 64 days, meaning defensive assets of GBX18.80 Million can fund 64 days of operations without new revenue. Also explore CARD shareholders equity momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Card Factory PLC (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Card Factory PLC from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Card Factory PLC worth.

Year DIR (days) Defensive Assets (GBX) Daily Cash Need Cash ST Investments Change (days)
2025 42 days GBX12.00 Million GBX285.75K/day GBX- GBX- ▲ +18 days
2024 24 days GBX8.00 Million GBX334.52K/day GBX- GBX200.00K ▼ 0 days
2023 24 days GBX11.50 Million GBX473.97K/day GBX- GBX1.10 Million ▲ +10 days
2022 14 days GBX6.00 Million GBX416.99K/day GBX- GBX200.00K ▼ -19 days
2021 34 days GBX9.20 Million GBX273.42K/day GBX- GBX- ▲ +10 days
2020 24 days GBX6.40 Million GBX265.21K/day GBX- GBX- ▲ +10 days
2019 14 days GBX4.00 Million GBX287.95K/day GBX- GBX- ▼ -5 days
2018 19 days GBX3.40 Million GBX178.36K/day GBX- GBX- ▼ -7 days
2017 26 days GBX4.00 Million GBX152.33K/day GBX- GBX3.50 Million ▼ -8 days
2016 34 days GBX4.20 Million GBX123.01K/day GBX- GBX3.50 Million ▲ +31 days
2015 3 days GBX500.00K GBX150.96K/day GBX- GBX- ▼ -1 days
2014 4 days GBX700.00K GBX161.37K/day GBX- GBX- ▼ -2 days
2013 7 days GBX800.00K GBX118.90K/day GBX- GBX- ▼ -16 days
2012 23 days GBX2.90 Million GBX124.93K/day GBX- GBX1.80 Million —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)