Tern Plc (TERN) — Cash Flow-to-Debt Ratio
Latest as of December 2025:
-1.02x
Tern Plc (TERN) has a Cash Flow-to-Debt Ratio of -1.02x as of December 2025, meaning its operating cash flow of GBX-621.52K could theoretically repay -1% of its total liabilities (GBX607.41K) in one year. See Tern Plc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
-1.02x
Operating CF / Total Liabilities
Operating Cash Flow
GBX-621.52K
GBX
Total Liabilities
GBX607.41K
GBX
Data as of
Dec 2025
Most recent filing
Tern Plc Cash Flow-to-Debt Ratio (2005–2025)
Historical debt coverage capacity for Tern Plc across 22 annual periods. For the full cash flow conversion analysis, see Tern Plc operating cash flow efficiency.
Annual Cash Flow-to-Debt Ratio for Tern Plc (2005–2025)
Year-by-year debt coverage analysis for Tern Plc. Check Tern Plc earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (GBX) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -1.85x | GBX-1.12 Million | GBX607.41K | ▲ +29.7% |
| 2024 | -2.63x | GBX-1.57 Million | GBX597.62K | ▼ -83.1% |
| 2023 | -1.44x | GBX-1.22 Million | GBX848.44K | ▲ +78.8% |
| 2022 | -6.77x | GBX-2.20 Million | GBX325.00K | ▼ -56.5% |
| 2021 | -4.32x | GBX-1.48 Million | GBX342.06K | ▼ -7.6% |
| 2020 | -4.02x | GBX-1.19 Million | GBX295.60K | ▲ +54.2% |
| 2019 | -8.78x | GBX-1.33 Million | GBX152.03K | ▼ -200.3% |
| 2018 | -2.92x | GBX-752.35K | GBX257.45K | ▼ -82.1% |
| 2017 | -1.60x | GBX-783.87K | GBX488.50K | ▼ -586.6% |
| 2016 | -0.23x | GBX-64.73K | GBX276.96K | ▲ +60.6% |
| 2015 | -0.59x | GBX-79.16K | GBX133.38K | ▲ +22.9% |
| 2014 | -0.77x | GBX-326.33K | GBX423.68K | ▲ +34.4% |
| 2013 | -1.17x | GBX-320.55K | GBX273.05K | ▼ -409.6% |
| 2012 | -0.23x | GBX-290.63K | GBX1.26 Million | ▲ +86.2% |
| 2011 | -1.67x | GBX-1.10 Million | GBX659.00K | ▲ +55.2% |
| 2010 | -3.72x | GBX-465.52K | GBX125.00K | ▼ -1071.9% |
| 2010 | 0.38x | GBX41.00K | GBX107.00K | ▲ +301.6% |
| 2009 | -0.19x | GBX-179.00K | GBX942.00K | ▼ -2123.0% |
| 2008 | 0.01x | GBX13.00K | GBX1.38 Million | ▲ +100.5% |
| 2007 | -1.74x | GBX-405.00K | GBX233.00K | ▲ +24.7% |
| 2006 | -2.31x | GBX-120.00K | GBX52.00K | ▼ -611.0% |
| 2005 | 0.45x | GBX14.00K | GBX31.00K | — |
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.