Tern Plc (TERN) — Financial Flexibility Index
Tern Plc (TERN) has a Financial Flexibility Index of -1.02x as of December 2025. Free cash flow of GBX-621.51K (operating CF GBX-621.52K minus capex GBX4.00) represents -1% of total liabilities (GBX607.41K). Check Tern Plc cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Tern Plc Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for Tern Plc across 22 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Tern Plc.
Annual Financial Flexibility Index for Tern Plc (2005–2025)
Year-by-year free cash flow to debt coverage for Tern Plc. Explore TERN cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (GBX) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -1.85x | GBX-1.12 Million | GBX-1.12 Million | GBX607.41K | ▲ +29.7% |
| 2024 | -2.63x | GBX-1.57 Million | GBX-1.57 Million | GBX597.62K | ▼ -83.1% |
| 2023 | -1.44x | GBX-1.22 Million | GBX-1.22 Million | GBX848.44K | ▲ +78.8% |
| 2022 | -6.77x | GBX-2.20 Million | GBX-2.20 Million | GBX325.00K | ▼ -56.5% |
| 2021 | -4.32x | GBX-1.48 Million | GBX-1.48 Million | GBX342.06K | ▼ -7.6% |
| 2020 | -4.02x | GBX-1.19 Million | GBX-1.19 Million | GBX295.60K | ▲ +54.2% |
| 2019 | -8.78x | GBX-1.33 Million | GBX-1.33 Million | GBX152.03K | ▼ -200.3% |
| 2018 | -2.92x | GBX-752.35K | GBX-752.35K | GBX257.45K | ▼ -82.1% |
| 2017 | -1.60x | GBX-783.87K | GBX-783.87K | GBX488.50K | ▼ -586.6% |
| 2016 | -0.23x | GBX-64.73K | GBX-64.73K | GBX276.96K | ▲ +60.6% |
| 2015 | -0.59x | GBX-79.16K | GBX-79.16K | GBX133.38K | ▲ +22.9% |
| 2014 | -0.77x | GBX-326.33K | GBX-326.33K | GBX423.68K | ▲ +34.4% |
| 2013 | -1.17x | GBX-320.55K | GBX-320.55K | GBX273.05K | ▼ -409.6% |
| 2012 | -0.23x | GBX-290.63K | GBX-290.63K | GBX1.26 Million | ▲ +86.2% |
| 2011 | -1.67x | GBX-1.10 Million | GBX-1.10 Million | GBX659.00K | ▲ +55.2% |
| 2010 | -3.72x | GBX-465.52K | GBX-465.52K | GBX125.00K | ▼ -580.1% |
| 2010 | 0.78x | GBX83.00K | GBX41.00K | GBX107.00K | ▲ +3753.6% |
| 2009 | -0.02x | GBX-20.00K | GBX-179.00K | GBX942.00K | ▼ -123.5% |
| 2008 | 0.09x | GBX125.00K | GBX13.00K | GBX1.38 Million | ▲ +105.2% |
| 2007 | -1.73x | GBX-403.00K | GBX-405.00K | GBX233.00K | ▲ +24.4% |
| 2006 | -2.29x | GBX-119.00K | GBX-120.00K | GBX52.00K | ▼ -572.9% |
| 2005 | 0.48x | GBX15.00K | GBX14.00K | GBX31.00K | — |