Tern Plc (TERN) — Net Asset Quality Index
Tern Plc (TERN) has a Net Asset Quality Index of 91.9% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of GBX7.49 Million minus total liabilities of GBX607.41K yields net assets of GBX6.88 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read TERN total debt and obligations for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Tern Plc Net Asset Quality Index Over Time (2005–2025)
This chart shows how Tern Plc's Net Asset Quality Index has evolved across 22 annual periods from 2005 to 2025. As of December 2025, the index stands at 91.9%, representing net assets of GBX6.88 Million against total assets of GBX7.49 Million GBX. For live market cap and overall valuation, see market value of Tern Plc.
Annual Net Asset Quality Index for Tern Plc (2005–2025)
The table below presents the year-by-year Net Asset Quality Index for Tern Plc from 2005 to 2025, covering 22 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check Tern Plc strategic capital allocation to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (GBX) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 91.9% | GBX6.88 Million | GBX7.49 Million | GBX607.41K | ▼ -2.8 pp |
| 2024 | 94.7% | GBX10.71 Million | GBX11.31 Million | GBX597.62K | ▲ +1.2 pp |
| 2023 | 93.5% | GBX12.30 Million | GBX13.15 Million | GBX848.44K | ▼ -5.2 pp |
| 2022 | 98.7% | GBX24.85 Million | GBX25.18 Million | GBX325.00K | ▼ -0.2 pp |
| 2021 | 99.0% | GBX32.42 Million | GBX32.76 Million | GBX342.06K | ▲ +0.2 pp |
| 2020 | 98.8% | GBX24.00 Million | GBX24.30 Million | GBX295.60K | ▼ -0.4 pp |
| 2019 | 99.2% | GBX18.91 Million | GBX19.07 Million | GBX152.03K | ▲ +0.7 pp |
| 2018 | 98.5% | GBX16.75 Million | GBX17.01 Million | GBX257.45K | ▲ +2.9 pp |
| 2017 | 95.6% | GBX10.58 Million | GBX11.07 Million | GBX488.50K | ▼ -2.0 pp |
| 2016 | 97.6% | GBX11.19 Million | GBX11.46 Million | GBX276.96K | ▲ +4.9 pp |
| 2015 | 92.7% | GBX1.69 Million | GBX1.83 Million | GBX133.38K | ▲ +23.7 pp |
| 2014 | 69.0% | GBX943.63K | GBX1.37 Million | GBX423.68K | ▲ +60.7 pp |
| 2013 | 8.3% | GBX24.68K | GBX297.73K | GBX273.05K | ▲ +267.0 pp |
| 2012 | -258.7% | GBX-909.92K | GBX351.75K | GBX1.26 Million | ▼ -342.2 pp |
| 2011 | 83.5% | GBX3.34 Million | GBX4.00 Million | GBX659.00K | ▲ +5.6 pp |
| 2010 | 77.9% | GBX441.00K | GBX566.00K | GBX125.00K | ▲ +82.8 pp |
| 2010 | -4.9% | GBX-5.00K | GBX102.00K | GBX107.00K | ▲ +359.1 pp |
| 2009 | -364.0% | GBX-739.00K | GBX203.00K | GBX942.00K | ▼ -412.6 pp |
| 2008 | 48.6% | GBX1.31 Million | GBX2.69 Million | GBX1.38 Million | ▲ +22.1 pp |
| 2007 | 26.5% | GBX84.00K | GBX317.00K | GBX233.00K | ▼ -62.2 pp |
| 2006 | 88.7% | GBX407.00K | GBX459.00K | GBX52.00K | ▲ +74.8 pp |
| 2005 | 13.9% | GBX5.00K | GBX36.00K | GBX31.00K | — |