Tern Plc Net Asset Quality Index
Tern Plc net asset quality index. Tern Plc (TERN) has a Net Asset Quality Index of 91.9% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of GBX7.49 Million minus total liabilities of GBX607.41K yields net assets of GBX6.88 Million. A higher index indicates a stronger, lower-leverage balance sheet. See TERN net assets for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Tern Plc (2005–2025)
Net asset quality index of Tern Plc from 2005 to 2025. This chart shows how Tern Plc's Net Asset Quality Index has evolved across 22 annual periods from 2005 to 2025. As of December 2025, the index stands at 91.9%, representing net assets of GBX6.88 Million against total assets of GBX7.49 Million GBX. Check Tern Plc strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Tern Plc Net Asset Quality Index by Year (2005–2025)
Tern Plc net asset quality index by year from 2005 to 2025. The table below presents the year-by-year Net Asset Quality Index for Tern Plc from 2005 to 2025, covering 22 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see TERN company net worth.
| Year | Quality Index | Net Assets (GBX) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 91.9% | GBX6.88 Million | GBX7.49 Million | GBX607.41K | ▼ -2.8 pp |
| 2024 | 94.7% | GBX10.71 Million | GBX11.31 Million | GBX597.62K | ▲ +1.2 pp |
| 2023 | 93.5% | GBX12.30 Million | GBX13.15 Million | GBX848.44K | ▼ -5.2 pp |
| 2022 | 98.7% | GBX24.85 Million | GBX25.18 Million | GBX325.00K | ▼ -0.2 pp |
| 2021 | 99.0% | GBX32.42 Million | GBX32.76 Million | GBX342.06K | ▲ +0.2 pp |
| 2020 | 98.8% | GBX24.00 Million | GBX24.30 Million | GBX295.60K | ▼ -0.4 pp |
| 2019 | 99.2% | GBX18.91 Million | GBX19.07 Million | GBX152.03K | ▲ +0.7 pp |
| 2018 | 98.5% | GBX16.75 Million | GBX17.01 Million | GBX257.45K | ▲ +2.9 pp |
| 2017 | 95.6% | GBX10.58 Million | GBX11.07 Million | GBX488.50K | ▼ -2.0 pp |
| 2016 | 97.6% | GBX11.19 Million | GBX11.46 Million | GBX276.96K | ▲ +4.9 pp |
| 2015 | 92.7% | GBX1.69 Million | GBX1.83 Million | GBX133.38K | ▲ +23.7 pp |
| 2014 | 69.0% | GBX943.63K | GBX1.37 Million | GBX423.68K | ▲ +60.7 pp |
| 2013 | 8.3% | GBX24.68K | GBX297.73K | GBX273.05K | ▲ +267.0 pp |
| 2012 | -258.7% | GBX-909.92K | GBX351.75K | GBX1.26 Million | ▼ -342.2 pp |
| 2011 | 83.5% | GBX3.34 Million | GBX4.00 Million | GBX659.00K | ▲ +5.6 pp |
| 2010 | 77.9% | GBX441.00K | GBX566.00K | GBX125.00K | ▲ +82.8 pp |
| 2010 | -4.9% | GBX-5.00K | GBX102.00K | GBX107.00K | ▲ +359.1 pp |
| 2009 | -364.0% | GBX-739.00K | GBX203.00K | GBX942.00K | ▼ -412.6 pp |
| 2008 | 48.6% | GBX1.31 Million | GBX2.69 Million | GBX1.38 Million | ▲ +22.1 pp |
| 2007 | 26.5% | GBX84.00K | GBX317.00K | GBX233.00K | ▼ -62.2 pp |
| 2006 | 88.7% | GBX407.00K | GBX459.00K | GBX52.00K | ▲ +74.8 pp |
| 2005 | 13.9% | GBX5.00K | GBX36.00K | GBX31.00K | — |