Alerus Financial Corp (ALRS) — Cash Flow-to-Debt Ratio

Latest as of March 2026: 0.01x

Alerus Financial Corp (ALRS) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $27.81 Million could theoretically repay 0% of its total liabilities ($4.71 Billion) in one year. Explore ALRS long-term investments to assets to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

0.01x
Operating CF / Total Liabilities

Operating Cash Flow

$27.81 Million
USD

Total Liabilities

$4.71 Billion
USD

Data as of

Mar 2026
Most recent filing

Alerus Financial Corp Cash Flow-to-Debt Ratio (2012–2025)

Historical debt coverage capacity for Alerus Financial Corp across 14 annual periods. Also explore ALRS total asset value for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for Alerus Financial Corp (2012–2025)

Year-by-year debt coverage analysis for Alerus Financial Corp. For market capitalisation and broader financial context, see ALRS market cap overview.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 0.01x $67.53 Million $4.67 Billion ▲ +138.2%
2024 0.01x $28.96 Million $4.77 Billion ▼ -25.8%
2023 0.01x $28.98 Million $3.54 Billion ▼ -72.8%
2022 0.03x $102.97 Million $3.42 Billion ▼ -38.8%
2021 0.05x $149.12 Million $3.03 Billion ▲ +692.6%
2020 -0.01x $-22.26 Million $2.68 Billion ▼ -189.3%
2019 0.01x $19.25 Million $2.07 Billion ▼ -65.6%
2018 0.03x $53.55 Million $1.98 Billion ▲ +10.4%
2017 0.02x $47.89 Million $1.96 Billion ▲ +35.5%
2016 0.02x $33.99 Million $1.88 Billion ▲ +15.8%
2015 0.02x $24.36 Million $1.56 Billion ▼ -3.9%
2014 0.02x $21.37 Million $1.32 Billion ▼ -65.5%
2013 0.05x $57.87 Million $1.23 Billion ▲ +109.9%
2012 0.02x $26.52 Million $1.18 Billion
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.