Alerus Financial Corp (ALRS) — Cash Flow-to-Debt Ratio
Alerus Financial Corp (ALRS) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $27.81 Million could theoretically repay 0% of its total liabilities ($4.71 Billion) in one year. See how much free cash does Alerus Financial Corp generate to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Alerus Financial Corp Cash Flow-to-Debt Ratio (2012–2025)
Historical debt coverage capacity for Alerus Financial Corp across 14 annual periods. Also explore Alerus Financial Corp (ALRS) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Alerus Financial Corp (2012–2025)
Year-by-year debt coverage analysis for Alerus Financial Corp. For market capitalisation and broader financial context, see ALRS market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $67.53 Million | $4.67 Billion | ▲ +138.2% |
| 2024 | 0.01x | $28.96 Million | $4.77 Billion | ▼ -25.8% |
| 2023 | 0.01x | $28.98 Million | $3.54 Billion | ▼ -72.8% |
| 2022 | 0.03x | $102.97 Million | $3.42 Billion | ▼ -38.8% |
| 2021 | 0.05x | $149.12 Million | $3.03 Billion | ▲ +692.6% |
| 2020 | -0.01x | $-22.26 Million | $2.68 Billion | ▼ -189.3% |
| 2019 | 0.01x | $19.25 Million | $2.07 Billion | ▼ -65.6% |
| 2018 | 0.03x | $53.55 Million | $1.98 Billion | ▲ +10.4% |
| 2017 | 0.02x | $47.89 Million | $1.96 Billion | ▲ +35.5% |
| 2016 | 0.02x | $33.99 Million | $1.88 Billion | ▲ +15.8% |
| 2015 | 0.02x | $24.36 Million | $1.56 Billion | ▼ -3.9% |
| 2014 | 0.02x | $21.37 Million | $1.32 Billion | ▼ -65.5% |
| 2013 | 0.05x | $57.87 Million | $1.23 Billion | ▲ +109.9% |
| 2012 | 0.02x | $26.52 Million | $1.18 Billion | — |