Alerus Financial Corp (ALRS) — Working Capital to Net Assets Ratio
Alerus Financial Corp (ALRS) has a Working Capital to Net Assets ratio of -37.0% as of June 2026. Working capital of $-215.78 Million (current assets of $129.22 Million minus current liabilities of $345.00 Million) is measured against net assets of $583.14 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See defensive interval ratio of Alerus Financial Corp to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Alerus Financial Corp Working Capital to Net Assets (2008–2025)
This chart shows how Alerus Financial Corp's Working Capital to Net Assets ratio has evolved across 18 annual periods from 2008 to 2025. As of June 2026, the ratio stands at -37.0%, reflecting working capital of $-215.78 Million against net assets of $583.14 Million USD. For the complete balance sheet picture, see Alerus Financial Corp total assets.
Annual Working Capital to Net Assets for Alerus Financial Corp (2008–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Alerus Financial Corp from 2008 to 2025, covering 18 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check ALRS asset resilience ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -38.9% | $-219.87 Million | $564.93 Million | $88.93 Million | $308.80 Million | ▲ +748.5 pp |
| 2024 | -787.4% | $-3.90 Billion | $495.41 Million | $716.66 Million | $4.62 Billion | ▼ -47.8 pp |
| 2023 | -739.6% | $-2.73 Billion | $369.13 Million | $679.68 Million | $3.41 Billion | ▼ -31.3 pp |
| 2022 | -708.3% | $-2.53 Billion | $356.87 Million | $830.39 Million | $3.36 Billion | ▼ -197.3 pp |
| 2021 | -511.0% | $-1.84 Billion | $359.40 Million | $1.13 Billion | $2.97 Billion | ▲ +41.2 pp |
| 2020 | -552.2% | $-1.82 Billion | $330.16 Million | $793.86 Million | $2.62 Billion | ▼ -19.1 pp |
| 2019 | -533.1% | $-1.52 Billion | $285.73 Million | $480.35 Million | $2.00 Billion | ▲ +269.8 pp |
| 2018 | -802.9% | $-1.58 Billion | $196.95 Million | $317.74 Million | $1.90 Billion | ▲ +14.3 pp |
| 2017 | -817.2% | $-1.48 Billion | $180.57 Million | $422.07 Million | $1.90 Billion | ▼ -40.3 pp |
| 2016 | -776.9% | $-1.31 Billion | $168.78 Million | $511.68 Million | $1.82 Billion | ▼ -223.2 pp |
| 2015 | -553.7% | $-1.01 Billion | $182.82 Million | $479.74 Million | $1.49 Billion | ▲ +41.3 pp |
| 2014 | -595.0% | $-1.02 Billion | $171.09 Million | $263.88 Million | $1.28 Billion | ▲ +144.8 pp |
| 2013 | -739.8% | $-1.13 Billion | $153.31 Million | $72.54 Million | $1.21 Billion | ▼ -6.3 pp |
| 2012 | -733.6% | $-1.04 Billion | $141.28 Million | $123.68 Million | $1.16 Billion | ▲ +11.9 pp |
| 2011 | -745.5% | $-948.59 Million | $127.25 Million | $58.89 Million | $1.01 Billion | ▲ +130.3 pp |
| 2010 | -875.8% | $-849.39 Million | $96.99 Million | $141.09 Million | $990.49 Million | ▼ -222.2 pp |
| 2009 | -653.6% | $-577.38 Million | $88.34 Million | $98.26 Million | $675.64 Million | ▼ -169.7 pp |
| 2008 | -483.9% | $-399.14 Million | $82.48 Million | $26.29 Million | $425.43 Million | — |