Bayfirst Financial Corp (BAFN) — Cash Flow-to-Debt Ratio
Bayfirst Financial Corp (BAFN) has a Cash Flow-to-Debt Ratio of 0.04x as of September 2025, meaning its operating cash flow of $47.31 Million could theoretically repay 0% of its total liabilities ($1.26 Billion) in one year. Explore Bayfirst Financial Corp long-term investment intensity to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bayfirst Financial Corp Cash Flow-to-Debt Ratio (1991–2024)
Historical debt coverage capacity for Bayfirst Financial Corp across 16 annual periods. Also explore Bayfirst Financial Corp balance sheet assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Bayfirst Financial Corp (1991–2024)
Year-by-year debt coverage analysis for Bayfirst Financial Corp. For market capitalisation and broader financial context, see market value of Bayfirst Financial Corp.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.33x | $390.53 Million | $1.18 Billion | ▼ -25.8% |
| 2023 | 0.45x | $454.80 Million | $1.02 Billion | ▼ -14.0% |
| 2022 | 0.52x | $440.25 Million | $847.01 Million | ▲ +321.5% |
| 2021 | 0.12x | $101.21 Million | $820.80 Million | ▲ +268.6% |
| 2020 | -0.07x | $-107.80 Million | $1.47 Billion | ▲ +8.9% |
| 2019 | -0.08x | $-38.53 Million | $479.91 Million | ▼ -457.7% |
| 2018 | 0.02x | $7.34 Million | $327.19 Million | ▲ +187.0% |
| 2014 | -0.03x | $-1.95 Million | $75.52 Million | ▼ -815.6% |
| 2013 | 0.00x | $257.68K | $71.48 Million | ▼ -69.4% |
| 1997 | 0.01x | $5.90 Million | $500.40 Million | ▲ +44.5% |
| 1996 | 0.01x | $3.80 Million | $465.80 Million | ▼ -41.5% |
| 1995 | 0.01x | $5.90 Million | $422.90 Million | ▼ -68.7% |
| 1994 | 0.04x | $16.30 Million | $365.50 Million | ▲ +243.6% |
| 1993 | -0.03x | $-10.20 Million | $328.50 Million | ▼ -154.4% |
| 1992 | 0.06x | $3.30 Million | $57.80 Million | ▲ +164.5% |
| 1991 | 0.02x | $900.00K | $41.70 Million | — |