Bayfirst Financial Corp (BAFN) — Cash Flow-to-Debt Ratio
Bayfirst Financial Corp (BAFN) has a Cash Flow-to-Debt Ratio of 0.04x as of September 2025, meaning its operating cash flow of $47.31 Million could theoretically repay 0% of its total liabilities ($1.26 Billion) in one year. See cash generation quality of Bayfirst Financial Corp to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bayfirst Financial Corp Cash Flow-to-Debt Ratio (1991–2024)
Historical debt coverage capacity for Bayfirst Financial Corp across 16 annual periods. Also explore Bayfirst Financial Corp annual equity growth to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Bayfirst Financial Corp (1991–2024)
Year-by-year debt coverage analysis for Bayfirst Financial Corp. For market capitalisation and broader financial context, see Bayfirst Financial Corp market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.33x | $390.53 Million | $1.18 Billion | ▼ -25.8% |
| 2023 | 0.45x | $454.80 Million | $1.02 Billion | ▼ -14.0% |
| 2022 | 0.52x | $440.25 Million | $847.01 Million | ▲ +321.5% |
| 2021 | 0.12x | $101.21 Million | $820.80 Million | ▲ +268.6% |
| 2020 | -0.07x | $-107.80 Million | $1.47 Billion | ▲ +8.9% |
| 2019 | -0.08x | $-38.53 Million | $479.91 Million | ▼ -457.7% |
| 2018 | 0.02x | $7.34 Million | $327.19 Million | ▲ +187.0% |
| 2014 | -0.03x | $-1.95 Million | $75.52 Million | ▼ -815.6% |
| 2013 | 0.00x | $257.68K | $71.48 Million | ▼ -69.4% |
| 1997 | 0.01x | $5.90 Million | $500.40 Million | ▲ +44.5% |
| 1996 | 0.01x | $3.80 Million | $465.80 Million | ▼ -41.5% |
| 1995 | 0.01x | $5.90 Million | $422.90 Million | ▼ -68.7% |
| 1994 | 0.04x | $16.30 Million | $365.50 Million | ▲ +243.6% |
| 1993 | -0.03x | $-10.20 Million | $328.50 Million | ▼ -154.4% |
| 1992 | 0.06x | $3.30 Million | $57.80 Million | ▲ +164.5% |
| 1991 | 0.02x | $900.00K | $41.70 Million | — |