Bayfirst Financial Corp Cash Flow-to-Debt Ratio
Bayfirst Financial Corp cash flow-to-debt ratio. Bayfirst Financial Corp (BAFN) has a Cash Flow-to-Debt Ratio of 0.04x as of September 2025, meaning its operating cash flow of $47.31 Million could theoretically repay 0% of its total liabilities ($1.26 Billion) in one year. Check cash flow quality index of Bayfirst Financial Corp to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Bayfirst Financial Corp (1991–2024)
Cash flow-to-debt ratio of Bayfirst Financial Corp from 1991 to 2024. Historical debt coverage capacity for Bayfirst Financial Corp across 16 annual periods. Check Bayfirst Financial Corp (BAFN) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Bayfirst Financial Corp Cash Flow-to-Debt Ratio by Year (1991–2024)
Bayfirst Financial Corp cash flow-to-debt ratio by year from 1991 to 2024. Year-by-year debt coverage analysis for Bayfirst Financial Corp. For the full cash flow conversion analysis, see Bayfirst Financial Corp operating cash flow efficiency.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.33x | $390.53 Million | $1.18 Billion | ▼ -25.8% |
| 2023 | 0.45x | $454.80 Million | $1.02 Billion | ▼ -14.0% |
| 2022 | 0.52x | $440.25 Million | $847.01 Million | ▲ +321.5% |
| 2021 | 0.12x | $101.21 Million | $820.80 Million | ▲ +268.6% |
| 2020 | -0.07x | $-107.80 Million | $1.47 Billion | ▲ +8.9% |
| 2019 | -0.08x | $-38.53 Million | $479.91 Million | ▼ -457.7% |
| 2018 | 0.02x | $7.34 Million | $327.19 Million | ▲ +187.0% |
| 2014 | -0.03x | $-1.95 Million | $75.52 Million | ▼ -815.6% |
| 2013 | 0.00x | $257.68K | $71.48 Million | ▼ -69.4% |
| 1997 | 0.01x | $5.90 Million | $500.40 Million | ▲ +44.5% |
| 1996 | 0.01x | $3.80 Million | $465.80 Million | ▼ -41.5% |
| 1995 | 0.01x | $5.90 Million | $422.90 Million | ▼ -68.7% |
| 1994 | 0.04x | $16.30 Million | $365.50 Million | ▲ +243.6% |
| 1993 | -0.03x | $-10.20 Million | $328.50 Million | ▼ -154.4% |
| 1992 | 0.06x | $3.30 Million | $57.80 Million | ▲ +164.5% |
| 1991 | 0.02x | $900.00K | $41.70 Million | — |